494 Lakes Ct, Westminster, MD 21158 Property Records

Carroll County property record for 494 Lakes Ct, Westminster, MD 21158

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,160 sqft · built 1989
Lot Size	0.049 acres (2,124 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2022)
Tax Bill	$4,572 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-097417`

Property Details

APN / Parcel Number

Primary APN	`07-097417`
Alternative APNs	`7097417` `097417`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,160 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,124 sqft (0.049 acres)
Deck Area	168 sqft
Balcony Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	097417
Street Address	494 LAKES CT
City	WESTMINSTER
State	MD
Zip	21158-4197
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-200
Legal Description	LT 99 - 2124 SQ FT 494 LAKES CT 28-188 AVONDALE RUN PH 1
Legal Subdivision	AVONDALE RUN
Legal Phase	1
Legal Lot Number	99
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1019
Census Tract	507703

Owner

494 Lakes Ct, a townhouse, is owned by an individual who bought it in December 2022.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5892 ROBERT DR, TRAVERSE CITY, MI 49685-8645
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Book / Page	10941 / 481
Prior Transfer Date	Nov 28, 2022
Prior Transfer Doc	0109410481
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 5, 2022
Property Address	494 LAKES CT, WESTMINSTER, MD 21158-4197
Document Number	0109410481
Book / Page	10941 / 481
Map Reference	MB 28 PG 188
Instrument Date	Nov 28, 2022
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 LAKES CT, WESTMINSTER, MD 21158-4197

Mortgage

Document Number	0109410489
Date	Dec 5, 2022
Instrument	10941-0489

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 494 Lakes Ct was $4,572, up 6.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,572.00 (+6.92%)	$272,200 (+6.93%) Land $80,000 Building $192,200	$272,200 (-) Land $80,000 Building $192,200
2025	$4,276.00	$254,567	$272,200 Land $80,000 Building $192,200
2023	$3,706.00	$219,300 Land $80,000 Building $139,300	$219,300 Land $80,000 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Lakes Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Lakes Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD VALLEY private · serves 2,436 people · EPA ID MD0060017
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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