Watauga County property record for 494 Ivy Ridge Rd, Deep Gap, NC 28618
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,462 sqft · built 2007 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Dec 2021) |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2961-70-0058-000 |
| Primary APN | 2961-70-0058-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,462 sqft Living Area |
| 1st Floor Area | 2,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Basement |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 172 sqft |
| Patio Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1847253 |
|---|---|
| Street Address | 494 IVY RIDGE RD |
| City | DEEP GAP |
| State | NC |
| Zip | 28618-9055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 IVY RIDGE |
| Legal Subdivision | IVY RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | STONY FORK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920702 |
494 Ivy Ridge Rd is owned by two individuals who bought it in December 2021.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3801 MARCHWOOD DR, RICHARDSON, TX 75082-3636 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Jun 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Jun 4, 2020 · Amount on File |
| Deed Document Number | 2021714454 |
| Deed Book / Page | 2239 / 811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 494 IVY RIDGE RD, DEEP GAP, NC 28618-9055 |
| Document Number | 0022390811 |
| Book / Page | 2239 / 811 |
| Map Reference | MB 15 PG 160 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 714454 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 HIGHLAND PARK LN, 170, BOONE, NC 28607-4602 |
| Name | Verified Name |
|---|---|
| Address | 3801 MARCHWOOD DR, RICHARDSON, TX 75082-3636 |
| Document Number | 714455 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 714455 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Number | 0022390827 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 2239/827 |
| Instrument | 714456 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 4, 2020 |
| Property Address | 494 IVY RIDGE RD, DEEP GAP, NC 28618-9055 |
| Document Number | 0020960546 |
| Book / Page | 2096 / 546 |
| Map Reference | MB 15 PG 160 |
| Instrument Date | May 29, 2020 |
| Instrument | 690841 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,266.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4073 TEN SHILLINGS WAY, 4073, RAVENEL, SC 29470-3310 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 262, DEEP GAP, NC 28618-0262 |
| Document Number | 690842 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 690842 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 494 Ivy Ridge Rd was $2,675.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695,700 (-) Land $31,000 Building $664,700 | ||
| 2025 | $2,675.00 | $695,700 Land $31,000 Building $664,700 | |
| 2024 | $695,700 Land $31,000 Building $664,700 | ||
| 2023 | $695,700 Land $31,000 Building $664,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Ivy Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Ivy Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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