494 Howe St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 494 Howe St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,333 sqft · built 1962
Lot Size	0.664 acres (28,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,500 (Sep 2026)
Tax Bill	$2,598 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14257`

Property Details

APN / Parcel Number

Primary APN	`14257`
Alternative APN	`METH M:00906 B:00074 L:00071C`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,333 sqft Living Area
Gross Area	2,666 sqft
Basement Area	1,333 sqft
Unfinished Basement	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,915 sqft (0.664 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14257
Street Address	494 HOWE ST
City	METHUEN
State	MA
Zip	01844-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	METHUEN
Legal Block	74
Legal Lot Number	71C
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	2
Census Block	2018
Census Tract	252602

Owner

Source: Essex County and Methuen City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 HOWE ST, METHUEN, MA 01844-1208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage COMMONWEALTH OF MASS
Sep 8, 2026	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES
Sep 22, 2017	Deed of Trust, Mortgage ENTERPRISE BANK & TRUST CO
Jan 9, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK
May 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	202615606
Deed Book / Page	18685 / 217
Prior Transfer Date	Sep 1, 2026
Prior Transfer Doc	0000015606
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Recording Date	Sep 8, 2026
Property Address	494 HOWE ST, METHUEN, MA 01844-1208
Document Number	0000015609
Book / Page	18685 / 254
Instrument Date	Sep 4, 2026
Instrument	202615609
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 HOWE ST, METHUEN, MA 01844-1208

Mortgage

Document Number	0000015609,
Date	Sep 8, 2026
Book Page	18685/254
Instrument	202615609

Lender

Name	COMMONWEALTH OF MASS

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Sep 8, 2026
Property Address	494 HOWE ST, METHUEN, MA 01844-1208
Document Number	0000015606
Book / Page	18685 / 217
Instrument Date	Sep 1, 2026
Instrument	202615606
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	494 HOWE ST, METHUEN, MA 01844-1208

Mortgage

Date	Sep 8, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	494 HOWE ST, METHUEN, MA 01844-1208
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15232-332
Date	Sep 22, 2017
Book Page	15232/332
Instrument	24713

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Jan 9, 2019
Property Address	494 HOWE ST, METHUEN, MA 01844-1208
Document Number	15729-85
Book / Page	15729 / 85
Instrument Date	Jan 9, 2019
Instrument	522
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 HOWE ST, METHUEN, MA 01844-1208

Mortgage

Document Number	523
Date	Jan 9, 2019
Instrument	523

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	May 17, 2017
Property Address	494 HOWE ST, METHUEN, MA 01844-1208
Document Number	15084-250
Book / Page	015084 / 000250
Instrument Date	May 16, 2017
Instrument	12203
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	621 RIVERSIDE AVE HAVERHILL MA 018306711, HAVERHILL, MA 01830-6711

Tax Assessment & Valuation

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,598.00 (-1.7%)	$249,798 (-) Building $249,798	$497,634 (+41.46%)
2025	$2,643.00 (-2.58%)	$249,798 (-) Building $249,798	$351,785
2024	$2,713.00 (-0.15%)	$249,798 (+7.55%) Building $249,798
2023	$2,717.00	$232,260 Building $232,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2004)
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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