494 Highland Dr, Dunlap, TN 37327 Property Records

Sequatchie County property record for 494 Highland Dr, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 2006
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Trust Names on File
Last Sale	$371,000 (Jan 2022)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`077063F A 01301`

Property Details

APN / Parcel Number

Primary APN	`077063F A 01301`
Alternative APN	`063F A 01301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	1,650 sqft
Upper Floors Area	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,488 sqft (1.71 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	274 sqft
Deck Area	16 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	494 HIGHLAND DR
City	DUNLAP
State	TN
Zip	37327-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Legal Subdivision	BOUNDARY SURVEY
Legal Lot Number	3
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	60104

Owner

494 Highland Dr is owner-occupied and held in a trust since May 2025.

Source: Sequatchie County records, as of May 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	494 HIGHLAND DR, DUNLAP, TN 37327-4833
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Jan 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	May 8, 2015 · Amount on File
Deed Document Number	2022202
Deed Book / Page	434 / 517
Last Transfer Date	May 29, 2025
Transfer Doc	0000001691
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Recording Date	Apr 27, 2026
Property Address	494 HIGHLAND DR, DUNLAP, TN 37327-4833
Document Number	0000001353
Book / Page	480 / 2859
Instrument Date	Apr 18, 2026
Instrument	20261353
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000001353,
Date	Apr 27, 2026
Book Page	480/2859
Instrument	20261353

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jan 20, 2022
Property Address	494 HIGHLAND DR, DUNLAP, TN 37327-4833
Document Number	0000000202
Book / Page	434 / 517
Map Reference	MB C PG 115
Instrument Date	Jan 19, 2022
Instrument	22000202
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Tax	$1,372.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 HIGHLAND DR, DUNLAP, TN 37327-4833

Tax Assessment & Valuation

The 2025 property tax bill for 494 Highland Dr was $1,272.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00	$69,275 Land $5,350 Building $63,925
2023	$1,272.00 (+28.1%)	$69,275 (+70.42%) Land $5,350 Building $63,925	$277,100 (+70.42%) Land $21,400 Building $255,700
2022	$993.00	$40,650 Land $3,200 Building $37,450	$162,600 Land $12,800 Building $149,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 494 Highland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Highland Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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