494 Graystone Rd, Rockwell, NC 28138 Property Records

Rowan County property record for 494 Graystone Rd, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1996
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2024)
Tax Bill	$2,081 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`434 060`

Property Details

APN / Parcel Number

Primary APN	`434 060`
Alternative APN	`6328620`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Lot Area	304,920 sqft (7 acres)
Garage Type	Detached
Garage Area	1,188 sqft

Exterior Amenities

Porch	Porch
Porch Area	312 sqft
Shed	1 Shed
Shed Area	42 sqft
Lean-To	42 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	494 GRAYSTONE RD
City	ROCKWELL
State	NC
Zip	28138-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.00AC
Legal Subdivision	DAVID WATERS & AMY FEATHERMAN
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	4
Census Block	4017
Census Tract	51101

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 GRAYSTONE RD, ROCKWELL, NC 28138-5612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	May 6, 2014 · Amount on Record
Deed Book / Page	1436 / 544
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	0010750162
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 1, 2024
Property Address	494 GRAYSTONE RD, ROCKWELL, NC 28138-5612
Document Number	0014360544
Book / Page	1436 / 544
Instrument Date	Feb 1, 2024
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	NOT AVAILABLE, STATEWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 JAMES ACRES LN, ROCKWELL, NC 28138-8491

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	494 GRAYSTONE RD, ROCKWELL, NC 28138-5612

Mortgage

Document Number	0001436545
Date	Feb 1, 2024
Instrument	1436/545

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	494 GRAYSTONE RD, ROCKWELL, NC 28138-5612
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014310750
Date	Oct 24, 2023
Book Page	1431/750

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	494 GRAYSTONE RD, ROCKWELL, NC 28138-5612
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013130798
Date	Aug 8, 2018
Book Page	1313/0798

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,081.00	$310,657 (-) Land $86,040 Building $224,617	$310,657 (-) Land $86,040 Building $224,617
2025	$2,081.00	$310,657 (-) Land $86,040 Building $224,617
2023	$2,081.00	$310,657 Land $86,040 Building $224,617	$310,657 Land $86,040 Building $224,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Graystone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures