Scott County property record for 494 Gano Ct, #496, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,875 sqft · built 2020 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Sep 2023) |
| Tax Bill | $2,663 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-10-169.001 |
| Primary APN | 166-10-169.001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,875 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 494 GANO CT, 496 |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | LAKE PROPERTY |
| Legal Lot Number | 1-A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 494 GANO CT, 496, GEORGETOWN, KY 40324-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Apr 5, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Aug 10, 2021 · Amount on Record |
| Deed Document Number | 2023482837 |
| Deed Book / Page | 444 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 496 GANO CT, GEORGETOWN, KY 40324-2174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M1713/13 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | M1713/13 |
| Instrument | 459731 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 5, 2022 |
| Property Address | 494 GANO CT # 496, 496, GEORGETOWN, KY 40324-2174 |
| Document Number | 00D432/563 |
| Book / Page | D432 / 563 |
| Map Reference | CAB 11 SL 371 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 453015 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 RAVENS CREST LN, LEXINGTON, KY 40515-8552 |
| Name | Verified Name |
|---|---|
| Address | 552 SUNFLOWER DR, SMYRNA, TN 37167-1240 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,000 (-) | $299,000 (-) | |
| 2025 | $2,663.00 (+30.8%) | $299,000 (+33.13%) | $299,000 (+33.13%) |
| 2023 | $2,036.00 (+542.27%) | $224,600 (+513.24%) Land $40,000 Building $184,600 | $224,600 (+513.24%) Land $40,000 Building $184,600 |
| 2022 | $317.00 | $36,625 Land $30,000 Building $6,625 | $36,625 Land $30,000 Building $6,625 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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