494 Elliott Rd, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 494 Elliott Rd, Centerville, MA 02632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,405 sqft · built 1995
Lot Size5.73 acres (249,599 sqft)
Owner2 Individual Names on File
Last Sale$1,630,000 (Jan 2021)
Tax Bill$16,000 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone AE (high risk)
APNCENT M:226 L:192

Property Details

APN / Parcel Number

Primary APNCENT M:226 L:192
Alternative APN
  • 137051

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,405 sqft Living Area
Gross Area8,819 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area249,599 sqft (5.73 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number137051
Street Address494 ELLIOTT RD
CityCENTERVILLE
StateMA
Zip02632-3667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number192
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3010
Census Tract12700

Owner

Source: Barnstable County and Barnstable Town City records · APN CENT M:226 L:192

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address494 ELLIOTT RD, CENTERVILLE, MA 02632-3667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2020Deed of Trust, Mortgage · FHA Mortgage
REVERSE MTG FNDG
Feb 20, 2018Deed of Trust, Mortgage · FHA Mortgage
REVERSE MORTGAGE FUND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2021 · Amount on Record
Deed SaleJan 29, 2021 · Amount on Record
Prior SaleDec 07, 1994 · Amount on Record
Deed Document Number20217026
Deed Book / Page33739 / 338
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address494 ELLIOTT RD, CENTERVILLE, MA 02632-3667
Document Number33263-73
Instrument DateSep 01, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 ELLIOTT RD CENTERVILLE MA 026323667, CENTERVILLE, MA 02632-3667

Mortgage

Document Number33263-73
DateSep 16, 2020
Book Page033263/000073
Instrument48823
Lender
NameREVERSE MTG FNDG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term792 Months
DueSep 15, 2086
Interest
Rate TypeAdjustable Rate
Rate2.29%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address494 ELLIOTT RD, CENTERVILLE, MA 02632-3667
Document Number31122-243
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedMar 05, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31122-243
DateMar 06, 2018
Book Page031122/000243
Instrument10615
Lender
NameREVERSE MORTGAGE FUND
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term816 Months
DueMar 05, 2086
Interest
Rate TypeAdjustable Rate
Rate4.56%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,000.00 (+11.87%)$1,977,800 (+8%) Land $621,400 Building $1,356,400$2,386,305
2024$14,302.00 (+11.73%)$1,831,300 (+19.31%) Land $621,400 Building $1,209,900
2023$12,801.00$1,534,900 Land $444,400 Building $1,090,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010127003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 78 individual NFIP policies nearby
Nearby Flood Policies82 units insured
4 under condo master policies
Nearby Flood Claims78 (1978–2023)
Claims Outside the SFHA9 of 78
Most Recent ClaimDec 2023, rainfall accumulation
Claims By Storm
  • Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 3 claims
  • Hurricane Bob, Aug 1991 · 48 claims

Wildfire

Wildfire RiskLow
above 6% of the US · above 14% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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