494 E Penacook Rd, Contoocook, NH 03229 Property Records

Merrimack County and Hopkinton Town property record for 494 E Penacook Rd, Contoocook, NH 03229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 1973
Lot Size	4.1 acres (178,596 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2026)
Tax Bill	$10,657 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOPN M:244 B:3 L`

Property Details

APN / Parcel Number

Primary APN	`HOPN M:244 B:3 L`
Alternative APN	`HOPN M:00244 B:000003 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	2,502 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	178,596 sqft (4.1 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	HOPN M:00244 B:000003 L:000000
Street Address	494 E PENACOOK RD
City	CONTOOCOOK
State	NH
Zip	03229-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	3
Jurisdiction	HOPKINTON TOWN NH
Township / Civil Division	HOPKINTON
Census Block Group	3
Census Block	3007
Census Tract	39000

Owner

494 E Penacook Rd is owned and occupied by an individual who bought it in May 2026.

Source: Merrimack County and Hopkinton Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	494 E PENACOOK RD, CONTOOCOOK, NH 03229-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit GRANITE STATE CU
May 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Mar 1, 2012 · Amount on File
Deed Book / Page	3928 / 335
Transfer Doc	3300000841
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON TOWN NH
Property Address	494 E PENACOOK RD, HOPKINTON, NH 03229-2910
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004309
Date	Apr 1, 2025
Book Page	3885/1615
Instrument	202500004309

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINTON TOWN NH
Recording Date	May 1, 2026
Property Address	494 E PENACOOK RD, CONTOOCOOK, NH 03229-2910
Document Number	0000006768
Book / Page	3928 / 335
Instrument Date	Apr 30, 2026
Instrument	20266768
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 E PENACOOK RD, CONTOOCOOK, NH 03229-2910

Mortgage

Date	May 1, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 494 E Penacook Rd was $10,657.

Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Hopkinton Town
Unified School District	Hopkinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,657.00	$456,400 Land $183,900 Building $272,500
2024			$473,670
2023	$8,618.00 (+8.58%)	$246,100 (-) Land $85,500 Building $160,600
2022	$7,937.00	$246,100 Land $85,500 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 E Penacook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 E Penacook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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