494 E Cooke Rd, Columbus, OH 43214 Property Records

Franklin County property record for 494 E Cooke Rd, Columbus, OH 43214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1954
Lot Size	0.272 acres (11,880 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Mar 2016)
Tax Bill	$5,888 (2024)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-093264`

Property Details

APN / Parcel Number

Primary APN	`010-093264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,396 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,880 sqft (0.272 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	494 E COOKE RD
City	COLUMBUS
State	OH
Zip	43214-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOKE RD E 0.273 ACRE
Legal Lot Number	18
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2007
Census Tract	120

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	494 E COOKE RD, COLUMBUS, OH 43214-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Dec 24, 2020	Deed of Trust, Mortgage · VA Mortgage LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2016 · Amount on Record
Deed Sale	Mar 4, 2016 · Amount on Record
Prior Sale	May 22, 2000
Deed Document Number	3408
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	494 E COOKE RD, COLUMBUS, OH 43214-2800
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175362
Date	Sep 30, 2021
Instrument	202109300175362

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	494 E COOKE RD, COLUMBUS, OH 43214-2800
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161675
Date	Sep 13, 2021
Instrument	202109130161675

Lender

Name	LOWER LLC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	494 E COOKE RD, COLUMBUS, OH 43214-2800
Document Number	0000000127
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 E COOKE RD COLUMBUS OH 432142800, COLUMBUS, OH 43214-2800

Mortgage

Document Number	0000000127
Date	Jan 4, 2021
Instrument	127

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,888.00 (+1.6%) Homeowner's exemption	$130,800 (-) Land $51,310 Building $79,490
2023	$5,795.00 (-4.02%) Homeowner's exemption	$130,800 (+12.35%) Land $51,310 Building $79,490	$373,700 (+12.36%) Land $146,600 Building $227,100
2022	$6,038.00 Homeowner's exemption	$116,420 Land $57,440 Building $58,980
2020			$332,600 Land $164,100 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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