Guadalupe County property record for 494 Covered Brg, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 2,863 sqft · built 2002 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3678102406400000 |
| Primary APN | 1G3678102406400000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,863 sqft Living Area |
| Gross Area | 3,407 sqft |
| 1st Floor Area | 1,382 sqft |
| 2nd Floor Area | 1,481 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 8,002 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 51 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 494 COVERED BRG |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 64 (TIF) BLK: 24 ADDN: WOODBRIDGE SUB #1 |
| Legal Subdivision | WOODBRIDGE UNIT #1 |
| Legal Block | 24 |
| Legal Lot Number | 64 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 210710 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 494 COVERED BRG, SCHERTZ, TX 78154-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Oct 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 494 COVERED BRG, SCHERTZ, TX 78154-3642 |
| Document Number | 0000024345 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | CAPITAL TITLE/TX LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 494 COVERED BRG SCHERTZ TX 781543642, SCHERTZ, TX 78154-3642 |
| Document Number | 0000024345 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 24345 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 494 COVERED BRG, SCHERTZ, TX 78154-3642 |
| Document Number | 0000024344 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | CHICAGO TITLE/TX LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 494 COVERED BRG SCHERTZ TX 781543642, SCHERTZ, TX 78154-3642 |
| Document Number | 0000024344 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 24344 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,457 (+5.52%) Land $48,667 Building $352,790 | $401,457 (+5.52%) Land $48,667 Building $352,790 | |
| 2025 | $2,234.00 (-30.25%) Homeowner's exemption Senior Citizen's exemption | $380,454 (-12.98%) Land $45,907 Building $334,547 | $380,454 (-12.98%) Land $45,907 Building $334,547 |
| 2024 | $3,203.00 (-0.22%) | ||
| 2023 | $3,210.00 (-38.17%) Homeowner's exemption Senior Citizen's exemption | $437,201 Land $66,225 Building $370,976 | $437,201 Land $66,225 Building $370,976 |
| 2022 | $5,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1998 · Flooding 10/18/98 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, T-Mobile, Verizon.
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