Madison County property record for 494 Comet Dr, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,582 sqft · built 1994 |
| Lot Size | 0.731 acres (31,842 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (May 2023) |
| Tax Bill | $696 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-08-27-0-002-003.000 |
| Primary APN | 05-08-27-0-002-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,582 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,842 sqft (0.731 acres) |
| Lot Dimensions | 247 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 613124 |
|---|---|
| Street Address | 494 COMET DR |
| City | TONEY |
| State | AL |
| Zip | 35773-8840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 27 T1S R2E PT OF THE S1/2 OF SEC 27 BEG N 1416.19 FT & N 88 DEG W 230 FT TH N TO THE N ROW MAR FOR COMET DR TH N 88 DEG W |
| Legal Range | 02W |
| Legal Township | 01S |
| Legal Section | 27 |
| Legal Subdivision | CROSSROADS ESTATES 47 |
| Legal Tract | 47 |
| Legal Lot Number | 47 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10405 |
494 Comet Dr is owned and occupied by an individual who bought it in May 2023.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 494 COMET DR, TONEY, AL 35773-8840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on File |
| Deed Sale | May 23, 2023 · Amount on File |
| Deed Document Number | 2023 |
| Deed Book / Page | 2023 / 19330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 494 COMET DR, TONEY, AL 35773-8840 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000103516 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | MTG 2022/103516 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
The 2026 property tax bill for 494 Comet Dr was $696 with a homeowner's exemption, up 7.4% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696.00 (+7.41%) | ||
| 2025 | $648.00 Homeowner's exemption | $19,400 Land $3,980 Building $15,420 | $218,900 Land $45,000 Building $173,900 |
| 2023 | $609.00 (+15.12%) Homeowner's exemption | $18,140 (+13.8%) Land $1,500 Building $16,640 | $181,300 (+13.81%) Land $15,000 Building $166,300 |
| 2022 | $529.00 Homeowner's exemption | $15,940 Land $1,500 Building $14,440 | $159,300 Land $15,000 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 494 Comet Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Comet Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures