Northumberland County property record for 494 Clover Dr, Callao, VA 22435
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,090 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-(1)-99-I |
| Primary APN | 14-(1)-99-I |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 494 CLOVER DR |
|---|---|
| City | CALLAO |
| State | VA |
| Zip | 22435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEAR RAINSWOOD LOT 1A #202500174 RE AFF #202502498 |
| Legal Lot Number | 99 |
| Jurisdiction | NORTHUMBERLAND VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20100 |
494 Clover Dr, a single family home, is owned by an individual.
Source: Northumberland County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6317 NAYLORS RESERVE CT, HUGHESVILLE, MD 20637-3809 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 494 Clover Dr was $1,090.
Source: Northumberland County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northumberland County |
| Unified School District | Northumberland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,090.00 | $213,800 Land $19,600 Building $194,200 | $213,800 Land $19,600 Building $194,200 |
| 2023 | $869.00 | $142,600 Land $14,500 Building $128,100 | $142,600 Land $14,500 Building $128,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Clover Dr in Zone X, an area of minimal flood risk, though there have been 186 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 186 (1983–2021) |
| Claims Outside the SFHA | 31 of 186 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Clover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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