494 Caudill Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 494 Caudill Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,512 sqft · built 1980
Lot Size3.07 acres (134,078 sqft)
Owner2 Company Names on Record
Tax Bill$6,712 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN107-491-22

Property Details

APN / Parcel Number

Primary APN107-491-22
Alternative APN
  • 107-491-22-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Building Area2,512 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area134,078 sqft
TerrainSteep
Deck Area428 sqft
Patio Area428 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address494 CAUDILL RD
CityWATSONVILLE
StateCA
Zip95076-0312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionLANDS/JAMES E MCELROY
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1016
Census Tract122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address494 CAUDILL RD, WATSONVILLE, CA 95076-0312
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 12, 1984
Transfer Doc0000002934
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 16, 2024
Property Address494 CAUDILL RD, WATSONVILLE, CA 95076-0312
Document Number0000002934
Map ReferenceVOL 12 PG 10
Instrument DateFeb 9, 2024
Instrument2024-0002934
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address494 CAUDILL RD, CORRALITOS, CA 95076-0312

Mortgage

Document Number0000002935
DateFeb 16, 2024
Instrument2024-0002935
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,402 (+2%) Land $249,022 Building $273,380
2025$6,712.00 (+1%) Homeowner's exemption$512,160 (+4.04%) Land $244,140 Building $268,020
2023$6,102.00 (+2.11%) Homeowner's exemption$492,272 Land $234,660 Building $257,612$1,375,110
2022$5,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caudill Rd

Nearby Streets

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