494 Bowen St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 494 Bowen St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1925
Lot Size	0.162 acres (7,035 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jun 2019)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0B-07 B:0000 L:0020`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0B-07 B:0000 L:0020`
Alternative APN	`M:0B=07 B:0000 L:0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,451 sqft Living Area
Gross Area	2,997 sqft
Basement Area	961 sqft
Unfinished Basement	961 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,035 sqft (0.162 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	494 BOWEN ST
City	FALL RIVER
State	MA
Zip	02724-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	20
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3020
Census Tract	640400

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	494 BOWEN ST, FALL RIVER, MA 02724-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Apr 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Jun 3, 2019	Warranty Deed, Transfer · FHA Mortgage FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	20198568
Deed Book / Page	9785 / 114
Transfer Doc	6846-283
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	494 BOWEN ST, FALL RIVER, MA 02724-3705
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010479-293
Date	Mar 15, 2021
Book Page	10479/293
Instrument	5695

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	494 BOWEN ST, FALL RIVER, MA 02724-3705
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011123-254
Date	Sep 19, 2022
Book Page	11123/254
Instrument	16627

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	494 BOWEN ST, FALL RIVER, MA 02724-3705
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10073-34
Date	Apr 15, 2020
Book Page	10073/34
Instrument	6287

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 3, 2019
Property Address	494 BOWEN ST, FALL RIVER, MA 02724-3705
Document Number	9785-114
Book / Page	9785 / 114
Instrument Date	May 21, 2019
Instrument	8568
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 JOHN ST, FALL RIVER, MA 02721-2973

Mortgage

Document Number	8569
Date	Jun 3, 2019
Instrument	8569

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (+5.5%)	$341,900 (+5.85%) Land $127,300 Building $214,600	$371,925
2024	$3,711.00 (+9.73%)	$323,000 (+17.2%) Land $122,500 Building $200,500
2023	$3,382.00	$275,600 Land $105,000 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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