494 Bellvale Rd, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 494 Bellvale Rd, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 1995
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Apr 2010)
Tax Bill	$9,666 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332289 13-1-131`

Property Details

APN / Parcel Number

Primary APN	`332289 13-1-131`
Alternative APNs	`228901300000011310000000` `13-1-131`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	69,696 sqft (1.6 acres)
View / Lot	Rural
Garage Type	Attached
Porch	Open Porch
Porch Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	13-1-131
Street Address	494 BELLVALE RD
City	CHESTER
State	NY
Zip	10918-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Subdivision	SUBDIVISION 252 DEVELOPMENT CORP
Legal Block	1
Legal Lot Number	131.0
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2029
Census Tract	14302

Owner

494 Bellvale Rd is owned and occupied by an individual who bought it in April 2010.

Source: Orange County and Chester Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	494 BELLVALE RD, CHESTER, NY 10918-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2010 · Amount on File
Deed Sale	Apr 9, 2010 · Amount on File
Prior Sale	Apr 9, 2010 · Amount on File
Deed Book / Page	12989 / 1111
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	494 BELLVALE RD, CHESTER, NY 10918-3111
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003656
Date	Jan 13, 2022
Book Page	15134/183
Instrument	20220003656

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	253 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,300 Land $56,000 Building $104,300	$438,800
2024	$9,666.00
2023		$160,300 Land $56,000 Building $104,300	$391,000 Land $136,594 Building $254,406
2021	$3,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Bellvale Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	43 (1979–2023)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Bellvale Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20