494 5th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 494 5th St, Gilroy, CA 95020 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1922
Square Footage	1,304 sqft Living Area
Lot Size	8,875 sqft (0.203 acres)
Occupancy	Owner Occupied
Last Sale	$800,000 (2024)
Tax Bill	$9,804.00 (2025)

Owner

Source: Santa Clara County records · APN 799-18-042

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	494 5TH ST, GILROY, CA 95020-5718
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	May 10, 2012
Deed Doc Number	25719789
Record Refreshed	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	494 5TH ST, GILROY, CA 95020-5718
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024163997
Date	Apr 25, 2019
Instrument	24163997

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$9,804.00 (+1,069.93%) Homeowner's exemption	$800,000 (+1,314.78%) Land $650,000 Building $150,000
2023	$838.00 (+1.95%)	$56,546 Land $15,953 Building $40,593
2022	$822.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`799-18-042`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,304 sqft Living Area
1st Floor	1,304 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1922
Architectural Style	Other Style
Construction Type	Wood Construction
Lot Area	8,875 sqft (0.203 acres)
Depth X Width	125 ft x 71 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	520 sqft Garage

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	494 5TH ST
City	GILROY
State	CA
Zip	95020-5718
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Minor Civil Division	SOUTH SANTA CLARA VALLEY
Census Blockgroup	1
Census Block	1029
Census Tract	512511