494 4th St, Buchanan, VA 24066 Property Records

Botetourt County property record for 494 4th St, Buchanan, VA 24066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65A(1)20`

Property Details

APN / Parcel Number

Primary APN	`65A(1)20`
Alternative APN	`22305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Finished Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Terrain	High

Exterior Amenities

Porch	Open Porch
Porch Area	324 sqft
Deck Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	22305
Street Address	494 4TH ST
City	BUCHANAN
State	VA
Zip	24066-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TOWN OF BUCHANAN
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1017
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan Historic District listed 1999 · 14 contributing resources · NRIS 99000070

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	494 4TH ST, BUCHANAN, VA 24066-5524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM FIRST FEDERAL CREDIT UNION
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	494 4TH ST, BUCHANAN, VA 24066-5524
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003933
Date	Oct 5, 2022
Instrument	220003933

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Oct 5, 2022
Property Address	494 4TH ST, BUCHANAN, VA 24066-5524
Document Number	0220003930
Instrument Date	Sep 28, 2022
Instrument	220003930
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	DO NO USE, COVENANT REAL ESTATE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 4TH ST, BUCHANAN, VA 24066-5524

Mortgage

Document Number	0220003931
Date	Oct 5, 2022
Instrument	220003931

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.63%

Mortgage

Document Number	0220003932
Date	Oct 5, 2022
Instrument	220003932

Lender

Name	HABITAT FOR HUMANITY IN THE ROANOKE VALL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Municipality	Buchanan Town
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,300 (-) Land $25,900 Building $214,400	$240,300 (-) Land $25,900 Building $214,400
2025	$1,682.00	$240,300 (+56.55%) Land $25,900 Building $214,400	$240,300 (+56.55%) Land $25,900 Building $214,400
2024	$1,682.00 (+889.41%)
2023		$153,500 (+610.65%) Land $21,600 Building $131,900	$153,500 (+610.65%) Land $21,600 Building $131,900
2022	$170.00	$21,600 Land $21,600	$21,600 Land $21,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	52 (1985–2006)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2006 · 5 claims Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 6 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BUCHANAN serves 1,220 people · EPA ID VA2023160
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	26 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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