494 105th Ave, Plainwell, MI 49080 Property Records

Allegan County property record for 494 105th Ave, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1960
Lot Size	2.17 acres (94,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2021)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-022-038-00`

Property Details

APN / Parcel Number

Primary APN	`08-022-038-00`
Alternative APN	`03-08-022-038-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	94,612 sqft (2.17 acres)
Lot Dimensions	430 ft deep x 220 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	494 105TH AVE
City	PLAINWELL
State	MI
Zip	49080-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 114.25 FT W OF NE COR OF SW 1/4 SEC 22 TH S 480 FT TH E 220 FT TH N 480 FT TH W 220 FT TO P.O.B. SEC 22 T1N R11W. (67).
Legal Range	11W
Legal Township	01N
Legal Section	22
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	3
Census Block	3004
Census Tract	32100

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	494 105TH AVE, PLAINWELL, MI 49080-9575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARBOR FINANCIAL CU
Jun 2, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Aug 1, 1996 · Amount on Record
Deed Book / Page	4695 / 766
Prior Transfer Date	May 19, 2000
Prior Transfer Doc	2061000323
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	494 105TH AVE, PLAINWELL, MI 49080-9575
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 105TH AVE, PLAINWELL, MI 49080-9575

Mortgage

Document Number	005074/721
Date	Oct 6, 2025
Book Page	5074/721
Instrument	2025016025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	494 105TH AVE, PLAINWELL, MI 49080-9575
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 105TH AVE, PLAINWELL, MI 49080-9575

Mortgage

Document Number	004864/145
Date	Jun 14, 2023
Book Page	4864/145
Instrument	2023008665

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	494 105TH AVE, PLAINWELL, MI 49080-9575
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 105TH AVE, PLAINWELL, MI 49080-9575

Mortgage

Document Number	004766/399
Date	Jun 2, 2022
Book Page	4766/399
Instrument	2022011228

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	494 105TH AVE, PLAINWELL, MI 49080-9575
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 105TH AVE, PLAINWELL, MI 49080-9575

Mortgage

Document Number	00004658/1
Date	Aug 13, 2021
Book Page	4658/1

Lender

Name	ROCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 10, 2021
Property Address	494 105TH AVE, PLAINWELL, MI 49080-9575
Document Number	004695/766
Book / Page	4695 / 766
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 105TH AVE, 494, PLAINWELL, MI 49080-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 105TH AVE, PLAINWELL, MI 49080-9575

Mortgage

Document Number	0004695768
Date	Nov 10, 2021
Instrument	4695/768

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300 (+17.33%) Land $30,900 Building $54,400	$170,600 (+17.33%) Land $61,800 Building $108,800
2025	$2,466.00 (+12.6%)
2023		$72,700 Land $18,700 Building $54,000	$145,400 Land $37,400 Building $108,000
2022	$2,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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