4939 Elmer Derr Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4939 Elmer Derr Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,076 sqft · built 1885
Lot Size15.9 acres (693,475 sqft)
Owner2 Individual Names on File
Last Sale$1,000,000 (Dec 2021)
Tax Bill$4,496 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-438925

Property Details

APN / Parcel Number

Primary APN23-438925
Alternative APN
  • 438925

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,076 sqft Living Area
1st Floor Area1,038 sqft
Basement Area3,375 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleConventional
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area693,475 sqft

Exterior Amenities

PorchOpen Porch
Porch Area402 sqft
Patio Area400 sqft
Shed1 Shed
Shed Area14,400 sqft
Milk House1,054 sqft
Stable1,500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number438925
Street Address4939 ELMER DERR RD
CityFREDERICK
StateMD
Zip21703-7409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 1 SECT 1 15.92 AC S/S ELMER DERR RD BALLENGER HGTS
Legal SubdivisionBALLENGER HEIGHTS
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2008
Census Tract752303

Owner

4939 Elmer Derr Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address4939 ELMER DERR RD, FREDERICK, MD 21703-7409
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2021 · Amount on File
Deed SaleDec 23, 2021 · Amount on File
Prior SaleOct 22, 2013 · Amount on File
Deed Book / Page15605 / 475
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 23, 2021
Property Address4939 ELMER DERR RD, FREDERICK, MD 21703-7409
Document Number0156050475
Book / Page15605 / 475
Map ReferenceMB 14 PG 112
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4939 ELMER DERR RD, FREDERICK, MD 21703-7409

Mortgage

Document Number0015605482
DateDec 23, 2021
Instrument15605/482
Lender
NameMIDATLANTIC FARM CREDIT ACA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4939 Elmer Derr Rd was $4,496.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$755,300 (+14.04%) Land $142,400 Building $612,900$755,300 (-) Land $142,400 Building $612,900
2025$4,496.00$662,300$755,300 Land $142,400 Building $612,900
2023$3,532.00$476,300 Land $97,400 Building $378,900$476,300 Land $97,400 Building $378,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4939 Elmer Derr Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4939 Elmer Derr Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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