4939 Curtis Ln, Clarkston, MI 48346 Property Records

Oakland County property record for 4939 Curtis Ln, Clarkston, MI 48346

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,381 sqft · built 1973
Lot Size	0.472 acres (20,560 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2018)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	May 2017 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J-08-32-402-010`

Property Details

APN / Parcel Number

Primary APN	`J-08-32-402-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,381 sqft Living Area
1st Floor Area	1,966 sqft
Basement Area	1,415 sqft
Finished Basement	1,415 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	20,560 sqft (0.472 acres)
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	18 sqft
Deck Area	241 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4939 CURTIS LN
City	CLARKSTON
State	MI
Zip	48346-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 32 WATERFORD HILL MANOR NO 1 LOT 126
Legal Range	9E
Legal Township	4N
Legal Section	32
Legal Subdivision	WATERFORD HILL MANOR NO 1
Legal Lot Number	126
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1010
Census Tract	127300

Owner

4939 Curtis Ln is owned and occupied by two individuals who acquired it in October 2024.

Source: Oakland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4939 CURTIS LN, CLARKSTON, MI 48346-2729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage · Line of Credit OXFORD BANK
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Deed Document Number	201866404
Deed Book / Page	51733 / 745
Last Transfer Date	Oct 23, 2024
Transfer Doc	0000118570
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4939 CURTIS LN, CLARKSTON, MI 48346-2729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104761
Date	May 31, 2017
Book Page	50714/00539
Instrument	104761

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 17, 2018
Property Address	4939 CURTIS LN, CLARKSTON, MI 48346-2729
Document Number	0000066404
Book / Page	51733 / 00745
Map Reference	LB 94 PG 16
Instrument Date	Mar 30, 2018
Instrument	66404
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELIY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4934 CURTIS LN, CLARKSTON, MI 48346-2730
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066405
Date	Apr 17, 2018
Instrument	66405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4939 Curtis Ln was $4,717 with a homeowner's exemption, down 32.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (-32.17%) Homeowner's exemption	$258,800 Land $36,000 Building $222,800	$517,600 Land $72,000 Building $445,600
2024	$6,954.00
2023		$210,300 Land $27,900 Building $182,400	$420,600 Land $55,800 Building $364,800
2022	$6,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4939 Curtis Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4939 Curtis Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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