4939 Cloverleaf Ln, Lockport, NY 14094 Property Records

Niagara County and Pendleton Town property record for 4939 Cloverleaf Ln, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,026 sqft · built 2013
Lot Size	0.798 acres (34,800 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Dec 2014)
Tax Bill	$11,911 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`293200 150.04-2-9`

Property Details

APN / Parcel Number

Primary APN	`293200 150.04-2-9`
Alternative APN	`32001500040002009000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,026 sqft Living Area
1st Floor Area	1,495 sqft
2nd Floor Area	1,531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	34,800 sqft (0.798 acres)
Lot Dimensions	348 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4939 CLOVERLEAF LN
City	LOCKPORT
State	NY
Zip	14094-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESI
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	NIAGARA NY
Township / Civil Division	PENDLETON
Census Block Group	2
Census Block	2003
Census Tract	22702

Owner

4939 Cloverleaf Ln is owned and occupied by two individuals who bought it in December 2014.

Source: Niagara County and Pendleton Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4939 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2014 · Amount on File
Deed Sale	Dec 9, 2014 · Amount on File
Prior Sale	Dec 9, 2014
Deed Document Number	201421181
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 7, 2021
Property Address	4939 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Document Number	0000001146
Map Reference	MB 62 PG 6244
Instrument Date	Aug 11, 2021
Instrument	2021-21146
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4939 CLOVERLEAF LN, 4939, LOCKPORT, NY 14094-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 KINSEY AVE, KENMORE, NY 14217-1819

Mortgage

Document Number	0000001147
Date	Oct 7, 2021
Instrument	2021-21147

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4939 CLOVERLEAF LN, LOCKPORT, NY 14094-9681
Document Number	0000012477
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4939 CLOVERLEAF LN LOCKPORT NY 140949681, LOCKPORT, NY 14094-9681

Mortgage

Document Number	0000012477
Date	Aug 5, 2019
Instrument	12477

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4939 Cloverleaf Ln was $11,911, up 4% from the year before.

Source: Niagara County and Pendleton Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Pendleton Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,911.00 (+3.95%)
2025	$11,458.00	$297,000 Land $50,000 Building $247,000	$594,000 Land $100,000 Building $494,000
2023		$297,000 Land $50,000 Building $247,000	$560,400 Land $94,343 Building $466,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4939 Cloverleaf Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4939 Cloverleaf Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON TOWN WD serves 6,050 people · EPA ID NY3100574
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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