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4938 Winding Spring Cir, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 4938 Winding Spring Cir, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details2 ba · 936 sqft · built 1983
Lot Size0.216 acres (9,444 sqft)
OwnerIndividual Name on File
Last Sale$249,900 (Apr 2024)
Tax Bill$2,788 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21172703780000

Property Details

APN / Parcel Number

Primary APN21172703780000
Alternative APNs
  • 172703780000
  • 00004558

Interior

Full Baths2 Baths
Building Area936 sqft Finished Area
Basement Area384 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1983
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,444 sqft (0.216 acres)
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00004558
Street Address4938 WINDING SPRING CIR
CityCOLDSTREAM
StateKY
Zip40245-1857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 378 COLDSTREAM SUB, SEC 3B, PB.33 PG.72; 0.2168 AC +/-
Legal SubdivisionCOLDSTREAM
Legal Lot Number378
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2004
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21172703780000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4938 WINDING SPRING CIR, LOUISVILLE, KY 40245-1857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
Dec 11, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MTG
Apr 23, 2019Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleApr 23, 2019 · Amount on Record
Deed Document Number0012820468
Deed Book / Page12820 / 468
Record UpdatedJun 08, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateApr 17, 2024
Property Address4938 WINDING SPRING CIR, COLDSTREAM, KY 40245-1857
Document Number0000062735
Book / PageD 12820 / 468
Map ReferenceMB 33 PG 72
Instrument DateApr 15, 2024
Instrument2024062735
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4938 WINDING SPRING CIR, LOUISVILLE, KY 40245-1857

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 WINDING SPRING CIR, LOUISVILLE, KY 40245-1857

Mortgage

Document Number0000062736
DateApr 17, 2024
Instrument2024062736
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address4938 WINDING SPRING CIR, COLDSTREAM, KY 40245-1857
Document Number0162930364
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4938 WINDING SPRING CIR LOUISVILLE KY 402451857, LOUISVILLE, KY 40245-1857

Mortgage

Document Number0162930364
DateDec 23, 2019
Book Page016293/000364
Instrument292162
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON KY
Recording DateApr 23, 2019
Property Address4938 WINDING SPRING CIR, COLDSTREAM, KY 40245-1857
Document Number0113920259
Book / Page011392 / 000259
Instrument DateApr 12, 2019
Instrument87466
Transaction TypeTransfer
Record UpdatedMay 06, 2019
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$177.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4938 WINDING SPRING CIR LOUISVILLE KY 402451857, LOUISVILLE, KY 40245-1857

Mortgage

Document Number159230119
DateApr 23, 2019
Book Page015923/000119
Instrument87467
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,788.00 (+38.09%)$249,900 (+43.3%) Land $45,000 Building $204,900
2024$249,900 (+43.3%) Land $45,000 Building $204,900
2023$2,019.00 (-0.35%)$174,390 (-) Land $45,000 Building $129,390$174,390 (-) Land $45,000 Building $129,390
2022$2,026.00$174,390 Land $45,000 Building $129,390$174,390 Land $45,000 Building $129,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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