St. Louis County property record for 4938 Trails End Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,092 sqft · built 2018 |
| Lot Size | 0.529 acres (23,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,000 (May 2018) |
| Tax Bill | $8,500 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0175-00510 |
| Primary APN | 395-0175-00510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,092 sqft Gross Area |
| 1st Floor Area | 2,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 23,059 sqft (0.529 acres) |
| Garage Area | 2,223 sqft |
| Porch | Slab |
| Deck Area | 232 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1063761 |
|---|---|
| Street Address | 4938 TRAILS END DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-3688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK 10 SERIAL # |
| Legal Subdivision | TIMBER TRAILS ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4938 TRAILS END DR, DULUTH, MN 55811-3688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Feb 25, 2019 | Deed of Trust, Mortgage NATIONAL BK/CMRC |
| May 30, 2018 | Warranty Deed, Subdivision Related Transfer NORTH SHORE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 2018998449 |
| Last Transfer Date | Feb 23, 2022 |
| Transfer Doc | 0001053747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | DULUTH, MN 55811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4938 TRAILS END DR, HERMANTOWN, MN 55811-3688 |
| Document Number | 0001077334 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 1077334 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | DULUTH, MN 55811 |
| Document Number | 00T1008666 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4938 TRAILS END DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811 |
| Document Number | 00T1008666 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | T1008666 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 18, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 30, 2018 |
| Property Address | DULUTH, MN 55811 |
| Document Number | 000T998449 |
| Instrument Date | May 18, 2018 |
| Instrument | T998449 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $174.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 523 1/2 N BASSWOOD AVE DULUTH MN 558115150, DULUTH, MN 55811-5150 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,500.00 (+22.23%) Homeowner's exemption | ||
| 2025 | $6,954.00 (+5.84%) Homeowner's exemption | $640,600 (+26.4%) Land $85,100 Building $555,500 | $640,600 (+26.4%) Land $85,100 Building $555,500 |
| 2024 | $6,570.00 | $506,800 (+19.16%) Land $81,800 Building $425,000 | $506,800 (+19.16%) Land $81,800 Building $425,000 |
| 2022 | $425,300 Land $60,900 Building $364,400 | $425,300 Land $60,900 Building $364,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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