4938 Rte 46, Smethport, PA 16749 Property Records

McKean County property record for 4938 Rte 46, Smethport, PA 16749

Property Summary

Property Type	Single Family Home
Details	2,598 sqft
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Mar 2024)
Tax Bill	$1,784 (2026)
Deeds & Mortgages	Jul 2016 Mortgage Aug 2007 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-004.-420.00`

Property Details

APN / Parcel Number

Primary APN	`24-004.-420.00`
Alternative APN	`022436`

Interior

Building Area	2,598 sqft Total Area

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Street Address	4938 ROUTE 46
City	SMETHPORT
State	PA
Zip	16749-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1044-0259
Jurisdiction	MCKEAN PA
Township / Civil Division	KEATING
Census Block Group	1
Census Block	1004
Census Tract	420800

Owner

Source: McKean County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2016	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST CO
Aug 24, 2007	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK AND TRUST COMPANY
Dec 16, 2005	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK AND TRUST COMPANY
Apr 23, 2026	Deed, Transfer · Conventional Mortgage HAMLIN BANK AND TRUST COMPANY
Mar 11, 2024	Deed, Transfer · Stand-Alone First Mortgage HAMLIN BANK & TRUST COMPANY
Sep 20, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Sep 20, 2023 · Amount on Record
Deed Document Number	2024745
Deed Book / Page	1055 / 1133
Record Updated	Sep 20, 2026

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00850/1110
Date	Jul 27, 2016
Book Page	850/1110
Instrument	201602934

Lender

Name	HAMLIN BANK & TRUST CO
Type	Bank
Address	SMETHPORT, PA 16749

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2031

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00572/0670
Date	Aug 24, 2007
Book Page	572/0670
Instrument	200704415

Lender

Name	HAMLIN BANK AND TRUST COMPANY
Address	SMETHPORT, PA 16749

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00514/0656
Date	Dec 16, 2005
Book Page	514/0656
Instrument	200507343

Lender

Name	HAMLIN BANK AND TRUST COMPANY
Address	SMETHPORT, PA 16749

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Dec 16, 2014

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Apr 23, 2026
Property Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Document Number	0000001225
Book / Page	1108 / 19
Instrument Date	Apr 23, 2026
Instrument	20261225
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410

Mortgage

Document Number	0000001226,
Date	Apr 23, 2026
Book Page	1108/24
Instrument	20261226

Lender

Name	HAMLIN BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Mar 11, 2024
Property Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Document Number	01055/1133
Book / Page	1055 / 1133
Instrument Date	Mar 5, 2024
Instrument	202400745
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 W MAIN ST, SMETHPORT, PA 16749-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410

Mortgage

Document Number	0202400746
Date	Mar 11, 2024
Instrument	202400746

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2039

September 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 20, 2023
Property Address	4938 ROUTE 46, SMETHPORT, PA 16749-5410
Document Number	001044/259
Book / Page	1044 / 259
Instrument Date	Sep 20, 2023
Instrument	202303201
Transaction Type	Foreclosure
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 W MAIN ST, SMETHPORT, PA 16749-1139

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Keating Township
Unified School District	Smethport Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,784.00 (-47.78%)	$50,000 (-49.6%) Land $11,070 Building $38,930
2024	$3,416.00	$99,210 (-) Land $9,950 Building $89,260
2023	$3,416.00	$99,210 Land $9,950 Building $89,260
1998			$50,000 Land $11,070 Building $38,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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