Shiawassee County property record for 4938 Ottawa Ct, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.756 acres (32,936 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Jun 2026) |
| Tax Bill | $5,103 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Aug 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-52-007-000 |
| Primary APN | 010-52-007-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 32,936 sqft (0.756 acres) |
|---|
| Street Address | 4938 OTTAWA CT |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANITOU KNOLLS BENN TWP LOT 7 |
| Legal Subdivision | MANITOU KNOLLS SUB |
| Legal Lot Number | 7 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 31401 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5370 GARRISON RD, LAINGSBURG, MI 48848-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Feb 1, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Sep 2, 2022 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Feb 1, 2023 · Amount on Record |
| Deed Document Number | 20263404271 |
| Deed Book / Page | 1339 / 672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Investor | Possibly a Property Investor |
| Document Number | 0013240220 |
|---|---|
| Date | Feb 4, 2025 |
| Book Page | 1324/220 |
| Instrument | 3388583 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Investor | Possibly a Property Investor |
| Document Number | 0013300563 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 1330/563 |
| Instrument | 3395009 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 15, 2026 |
| Property Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Document Number | 0013390672 |
| Book / Page | 1339 / 672 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20263404271 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382,184.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5370 GARRISON RD, LAINGSBURG, MI 48848-9715 |
| Document Number | 0003404272, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20263404272 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 1, 2023 |
| Property Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Document Number | 0013040030 |
| Book / Page | 1304 / 30 |
| Map Reference | LB 12 PG 215 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 3368109 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1405 CHERRYLAWN ST, OWOSSO, MI 48867-1201 |
| Name | Verified Name |
|---|---|
| Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Investor | Possibly a Property Investor |
| Document Number | 0003368110 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 3368110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Document Number | 0012740058 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 1274/58 |
| Instrument | 3337741 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 2, 2022 |
| Property Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Document Number | 0013000146 |
| Book / Page | 1300 / 146 |
| Map Reference | LB 12 PG 215 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 3364106 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4938 OTTAWA CT, OWOSSO, MI 48867-9738 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7291 PARKWOOD DR, FENTON, MI 48430-9209 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,400 (+11.02%) | $394,800 (+11.02%) | |
| 2025 | $5,103.00 (+0.26%) Homeowner's exemption | $177,800 (+1.31%) | $355,600 (+1.31%) |
| 2024 | $5,090.00 (+34.34%) | ||
| 2023 | $3,789.00 Homeowner's exemption | $175,500 | $351,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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