4938 Finis Rd, Graham, TX 76450 Property Records

Young County property record for 4938 Finis Rd, Graham, TX 76450

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 7,593 sqft · built 1975
Lot Size	31 acres (1,350,360 sqft)
Owner	Individual Name on Record
Tax Bill	$6,733 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00025-0000-0000`

Property Details

APN / Parcel Number

Primary APN	`00025-0000-0000`
Alternative APN	`7587`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	7,593 sqft Living Area
Gross Area	13,493 sqft
1st Floor Area	3,419 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,350,360 sqft (31 acres)
Garage Type	Carport
Garage Area	892 sqft
Carport	Carport
Carport Area	892 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4938 FINIS RD
City	GRAHAM
State	TX
Zip	76450-6527
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BBB&C RR CO 1 - A-0025
Legal Subdivision	B B B & CO R R CO SURVEY NO 1 ABST-25
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2019
Census Tract	950401

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	800 RHONE LN, SOUTHLAKE, TX 76092-1446
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Dec 21, 2017	Warranty Deed, Transfer NOT AVAILABLE, BRAZOS TITLE LLC
Apr 26, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025
Deed Sale	Aug 8, 2025
Prior Sale	Dec 21, 2017
Deed Document Number	20252203
Prior Transfer Date	Oct 3, 2006
Prior Transfer Doc	001000/146
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	4938 FINIS RD, GRAHAM, TX 76450-6527
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	BRAZOS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022000788
Date	Mar 16, 2022
Instrument	22000788

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YOUNG TX
Recording Date	Dec 21, 2017
Property Address	4938 FINIS RD, GRAHAM, TX 76450-6527
Document Number	0017003528
Instrument Date	Dec 21, 2017
Instrument	17003528
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8217 DROP TINE DR, 8217, FORT WORTH, TX 76126-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 FINIS RD, GRAHAM, TX 76450-6527

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Apr 26, 2017
Property Address	4938 FINIS RD, GRAHAM, TX 76450-6527
Document Number	0017001110
Instrument Date	Mar 29, 2017
Instrument	17001110
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1312, GRAHAM, TX 76450-1312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8217 DROP TINE DR, BENBROOK, TX 76126-6103

Mortgage

Date	Apr 26, 2017

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,733.00 (+0.4%)	$356,160 (-44.23%)	$619,810 (-2.95%) Land $279,000 Building $340,810
2025	$6,706.00 (+268.66%) Additional exemption filed	$638,650 (+290.13%) Land $294,500 Building $344,150	$638,650 (+53.19%) Land $294,500 Building $344,150
2023		$163,700	$416,910 Land $263,500 Building $153,410
2022	$1,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 75

Cell Coverage

5G and 4G LTE (outdoors only)

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