4938 Elizabeth Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 4938 Elizabeth Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,098 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11447`

Property Details

APN / Parcel Number

Primary APN	`11447`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Pool Type	Above-Ground Pool
Porch	Enclosed Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4938 ELIZABETH LN
City	GLOUCESTER
State	VA
Zip	23061-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BELLAMY PARCEL 1
Legal Subdivision	PLAT: PB23 40
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2017
Census Tract	100202

Owner

Source: Gloucester County records · APN 11447

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4938 ELIZABETH LN, GLOUCESTER, VA 23061-3961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage THE CENTRAL TRUST BANK
Aug 28, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2012
Deed Sale	Sep 10, 2012
Deed Document Number	ID 1204746
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4938 ELIZABETH LN, GLOUCESTER, VA 23061-3961
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170003811
Date	Aug 14, 2017
Instrument	170003811

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 02, 2042

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4938 ELIZABETH LN, GLOUCESTER, VA 23061-3961
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004672
Date	Jun 30, 2021
Instrument	210004672

Lender

Name	THE CENTRAL TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.38%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4938 ELIZABETH LN, GLOUCESTER, VA 23061-3961
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 ELIZABETH LN, GLOUCESTER, VA 23061-3961

Mortgage

Document Number	0250003545
Date	Aug 28, 2025
Instrument	250003545

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,423.00 (+5.35%)	$394,680 (-) Land $62,500 Building $332,180	$394,680 (-) Land $62,500 Building $332,180
2024	$2,300.00	$394,680 (-) Land $62,500 Building $332,180	$394,680 (-) Land $62,500 Building $332,180
2023	$2,300.00 (-5.08%)	$394,680 (+18.09%) Land $62,500 Building $332,180	$394,680 (+18.09%) Land $62,500 Building $332,180
2022	$2,423.00	$334,220 Land $63,000 Building $271,220	$334,220 Land $63,000 Building $271,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 11 locations within half a mile of this property.

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