4938 Elda Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 4938 Elda Ct, Fleming Island, FL 32003 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1987
Square Footage	1,888 sqft Living Area
Lot Size	9,452 sqft (0.217 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2010)
Tax Bill	$1,887.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`33-04-26-013197-026-27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,888 sqft Living Area
Gross Area	2,416 sqft Gross Area
1st Floor	1,888 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,452 sqft (0.217 acres)
Depth X Width	120 ft x 79 ft Depth x Width
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Deck Area	333 sqft Deck
Porch Area	202 sqft Porch
Storage Building	120 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4938 ELDA CT
City	FLEMING ISLAND
State	FL
Zip	32003-7894
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 71 PETERS CREEK UNIT 2 AS REC OR 3178 PG 2053
Legal Range	26E
Legal Township	04S
Legal Section	33
Legal Subdivision	PETERS CREEK UNIT 2
Legal Block	TR
Legal Lot Number	71
Legal Unit	2
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	1
Census Block	1009
Census Tract	30701

Owner

Source: Clay County records · APN 33-04-26-013197-026-27

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4938 ELDA CT, FLEMING ISLAND, FL 32003-7894
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2010 · Amount on Record
Deed Sale	Feb 01, 2010 · Amount on Record
Prior Sale	Mar 25, 2008 · Amount on Record
Deed Doc Number	20104671
Deed Book / Page	3178 / 2053
Prior Transfer Date	Feb 11, 2005
Prior Transfer Doc	0024900143
Record Refreshed	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4938 ELDA CT, FLEMING ISLAND, FL 32003-7894
Transaction Type	Mortgage
Record Updated	Nov 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 ELDA CT, FLEMING ISLAND, FL 32003-7894

Mortgage

Document Number	0046550129
Date	Oct 06, 2022
Book Page	4655/129
Instrument	2022059681

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (+5.07%) Homeowner's exemption	$163,888 (+5.99%)	$334,791 (+7.27%) Land $55,000 Building $279,791
2024	$1,796.00 (-13.32%)
2023	$2,072.00 (+9.4%) Homeowner's exemption	$154,632 (+3%)	$312,089 (+32.75%) Land $55,000 Building $257,089
2022	$1,894.00 Homeowner's exemption	$150,129	$235,102 Land $40,000 Building $195,102

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.