4938 Cypress Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 4938 Cypress Ave, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,999 sqft · built 1961
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jul 2020)
Tax Bill	$6,818 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`256-0031-003-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0031-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,999 sqft Living Area
1st Floor Area	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	12,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4938 CYPRESS AVE
City	CARMICHAEL
State	CA
Zip	95608-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR N 1/2 OF NE 1/4 OF NE 1/4 SEC 45 RANCHO DELPASO DES AS BEG AT A PT LOC N 89%0230 E 452 FTFR THE NW COR OF NE 1/4 OF NE
Legal Subdivision	DEL PASO RHO SEC 48
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4010
Census Tract	5901

Owner

Source: Sacramento County records · APN 256-0031-003-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2026	Gift Deed, Transfer · Line of Credit GOLDEN 1 CREDIT UNION
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Jul 10, 2020	Grant Deed, Transfer · Conventional with PMI ON Q FIN'L
Jun 04, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG
Jun 04, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jun 04, 2018 · Amount on Record
Deed Book / Page	20200710 / 588
Last Transfer Date	Aug 01, 2026
Transfer Doc	2026000567
Record Updated	Sep 20, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 06, 2026
Property Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622
Document Number	2026000567
Book / Page	20260806 / 567
Instrument Date	Aug 01, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622

Mortgage

Document Number	2026000568,
Date	Aug 06, 2026
Book Page	20260806/568

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622

Mortgage

Document Number	0000000157
Date	Jan 24, 2022
Instrument	2022012400157

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2020
Property Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622
Document Number	2007100588
Instrument Date	Jul 06, 2020
Instrument	2007100588
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4938 CYPRESS AVE CARMICHAEL CA 956081622, CARMICHAEL, CA 95608-1622

Mortgage

Document Number	2007100589
Date	Jul 10, 2020
Instrument	2007100589

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 04, 2018
Property Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622
Document Number	1806040920
Instrument Date	May 17, 2018
Instrument	1806040920
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4938 CYPRESS AVE CARMICHAEL CA 956081622, CARMICHAEL, CA 95608-1622

Mortgage

Document Number	1806040921
Date	Jun 04, 2018
Instrument	1806040921

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 04, 2018
Property Address	4938 CYPRESS AVE, CARMICHAEL, CA 95608-1622
Document Number	1806040919
Instrument Date	Mar 21, 2018
Instrument	1806040919
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	158 W OLYMPIC LN ELK RIDGE UT 846514550, ELK RIDGE, UT 84651-4550

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$579,638 (+2%) Land $173,891 Building $405,747
2025	$6,818.00 (+0.96%)	$568,274 (+4.04%) Land $170,482 Building $397,792
2024	$6,753.00 (+29.52%)
2023	$5,214.00 (-20.35%)	$546,210 Land $163,863 Building $382,347
2022	$6,546.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670059014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 460 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Succeed.Net, California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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