4938 Bronco Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4938 Bronco Rd, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,820 sqft · built 1987
Lot Size5.74 acres (250,034 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2022)
Tax Bill$4,255 (2025)
Deeds & MortgagesSep 2022 Transfer
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN402426300008

Property Details

APN / Parcel Number

Primary APN402426300008
Alternative APNs
  • 00730930050601
  • 10004627354

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area2,018 sqft
1st Floor Area1,820 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area250,034 sqft (5.74 acres)
Garage TypeDetached
Garage Area1,500 sqft
DrivewayDriveway
Parking Spaces5 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00730930050601
Street Address4938 BRONCO RD
CityPUNTA GORDA
StateFL
Zip33982-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionZZZ 264024 P9-1 5.74 ACRES M/L COMM AT NW COR SEDC35 TH E 329.36 FT S 1064.39 FT E 1177.66 FT FOR POB TH CONT E 588.33 FT N 1480.83 FT W 588.33 FT S 1480.83 FT TO POB LESS PORTION LYING IN SECTION 35 870/676 871/1351 RE902/359 1852/1978 3820/729 493
Legal Range24E
Legal Township40S
Legal Section26
Legal SubdivisionACREAGE
Legal TractZZZ
Legal Block1
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1009
Census Tract10100

Owner

4938 Bronco Rd is owned by two individuals who bought it in September 2022.

Source: Charlotte County records, as of March 17, 2026

Owner of Record2 Individual Names on File
Mailing Address4932 BRONCO RD, PUNTA GORDA, FL 33982-9567
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Correction Deed
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Sep 19, 2022Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU
Jun 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA
Mar 4, 2022Intrafamily Transfer, Transfer
May 17, 2018Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on File
Deed SaleSep 19, 2022 · Amount on File
Prior SaleSep 19, 2022 · Amount on File
Deed Document Number20223151899
Deed Book / Page5049 / 1558
Prior Transfer DateNov 13, 2013
Prior Transfer Doc0038200729
Record UpdatedJun 8, 2026

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateSep 19, 2022
Property Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567
Document Number0050491499
Book / Page5049 / 1499
Instrument DateSep 16, 2022
Instrument3151880
Record UpdatedJan 19, 2024
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 19, 2022
Property Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567
Document Number0050491501
Book / Page5049 / 1501
Instrument DateSep 16, 2022
Instrument3151881
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567

Mortgage

Document Number0050491503
DateSep 19, 2022
Instrument5049/1503
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043251869
DateJun 13, 2018
Book Page4325/1869
Instrument2620410
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueMay 17, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateMar 4, 2022
Property Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567
Document Number0049390532
Book / Page4939 / 532
Instrument DateMar 4, 2022
Instrument3068061
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address4938 BRONCO RD, PUNTA GORDA, FL 33982-9567
Document Number0043251869
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4938 BRONCO RD PUNTA GORDA FL 339829567, PUNTA GORDA, FL 33982-9567

Mortgage

Document Number0043251869
DateJun 13, 2018
Book Page004325/001869
Instrument2620410
Lender
NameCENTERSTATE BK NA
TypeBank
AddressST CLOUD, FL 34771
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 12, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4938 Bronco Rd was $4,255, down 26.7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,255.00 (-26.68%)$322,120 Land $107,338 Building $214,782$322,120 Land $107,338 Building $214,782
2024$5,803.00 (-4.73%)
2023$6,091.00 (+250.86%)$326,441 (+186.58%)$312,234 (-10.84%) Land $120,540 Building $191,694
2022$1,736.00 Homeowner's exemption$113,910$350,185

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4938 Bronco Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4938 Bronco Rd is high, ranking above 80% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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