4938 Avery Ln S, Fargo, ND 58104 Property Records

Cass County property record for 4938 Avery Ln S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,756 sqft)
Owner	2 Individual Names on File
Last Sale	$550,060 (Jun 2021)
Tax Bill	$10,129 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`01-8591-00060-000`

Property Details

APN / Parcel Number

Primary APN	`01-8591-00060-000`

Exterior

Lot Area	11,756 sqft (0.27 acres)
Lot Dimensions	134 ft deep x 85 ft wide

Location & Zoning

Street Address	4938 AVERY LN S
City	FARGO
State	ND
Zip	58104-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 6 BLOCK: 1 ADDITION: COTTAGEWOOD 2ND ADDITION ADDITIONAL: COTTAGEWOOD 2ND LT 6 BLK 1 **1-26-16 RE-PLAT OF PART OF COTTAGEWOOD 1ST FOR 2016 PER PLAT DOC#1464686 (TAXES OWING ON ORIG PARCELS)
Legal Subdivision	COTTAGEWOOD 2ND
Legal Block	1
Legal Lot Number	6
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4022
Census Tract	40504

Owner

4938 Avery Ln S is owned and occupied by two individuals who bought it in June 2021.

Source: Cass County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4938 AVERY LN S, FARGO, ND 58104-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jun 17, 2021	Quit Claim Deed, Transfer FM TITLE
Dec 17, 2020	Loan Modification, Mortgage FIRST FIN'L BK&TR
Aug 29, 2020	Loan Modification, Mortgage · Line of Credit FIRST INT'L BK
Aug 29, 2019	Loan Modification, Mortgage FIRST INT'L BK
Aug 9, 2018	Deed of Trust, Construction Loan · Line of Credit FIRST INT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Deed Document Number	20211636131
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0001636129
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 17, 2021
Property Address	4938 AVERY LN S, FARGO, ND 58104-8586
Document Number	0001636131
Instrument Date	Jun 16, 2021
Instrument	1636131
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2021
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 AVERY LN S, FARGO, ND 58104-8586

Mortgage

Document Number	0001636132
Date	Jun 17, 2021
Instrument	1636132

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Jun 17, 2021
Property Address	4938 AVERY LN S, FARGO, ND 58104-8586
Document Number	0001636129
Instrument Date	Jun 16, 2021
Instrument	1636129
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10483, FARGO, ND 58106-0483

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	4938 AVERY LN S, FARGO, ND 58104-8586
Document Number	0001617290
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	304 10TH ST N FARGO ND 581024371, FARGO, ND 58102-4371

Mortgage

Document Number	0001617290
Date	Dec 24, 2020
Instrument	1617290

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	MOORHEAD, MN 56560

Agreement

Term	12 Months
Due	Dec 23, 2021

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	4938 AVERY LN S, FARGO, ND 58104-8586
Document Number	0001616375
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	304 10TH ST N FARGO ND 581024371, FARGO, ND 58102-4371

Mortgage

Document Number	0001616375
Date	Dec 17, 2020
Instrument	1616375

Lender

Name	FIRST INT'L BK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	4938 AVERY LN S, FARGO, ND 58104-8586
Document Number	0001571248
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	304 10TH ST N FARGO ND 581024371, FARGO, ND 58102-4371

Mortgage

Document Number	0001571248
Date	Sep 11, 2019
Instrument	1571248

Lender

Name	FIRST INT'L BK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 10, 2020

August 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Aug 9, 2018
Property Address	4938 AVERY LN S, FARGO, ND 58104-8586
Document Number	0001544360
Instrument Date	Aug 7, 2018
Instrument	1544360
Transaction Type	Construction Loan
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	304 10TH ST N FARGO ND 581024371, FARGO, ND 58102-4371

Mortgage

Document Number	0001544360
Date	Aug 9, 2018
Instrument	1544360

Lender

Name	FIRST INT'L BK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4938 Avery Ln S was $10,129.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,129.00	$298,150 Land $40,800 Building $257,350	$596,300 Land $81,600 Building $514,700
2023	$7,520.00	$205,150 Land $37,350 Building $167,800	$410,300 Land $74,700 Building $335,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4938 Avery Ln S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4938 Avery Ln S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

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