4937 Ledgestone Trl, Temple, TX 76502 Property Records

Bell County property record for 4937 Ledgestone Trl, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3,260 sqft · built 2014
Lot Size	0.19 acres (8,285 sqft)
Owner	Owner Name on Record
Tax Bill	$10,166 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0912930561`

Property Details

APN / Parcel Number

Primary APN	`0912930561`
Alternative APNs	`399107` `777822`

Interior

Stories	2 Stories
Building Area	3,260 sqft Living Area
1st Floor Area	1,476 sqft
2nd Floor Area	1,784 sqft

Exterior

Year Built	Built 2014
Lot Area	8,285 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	321 sqft
Deck Area	98 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	777822
Street Address	4937 LEDGESTONE TRL
City	TEMPLE
State	TX
Zip	76502-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEGATE III, BLOCK 001, LOT 0049
Legal Subdivision	STONEGATE III
Legal Block	1
Legal Lot Number	49
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1026
Census Tract	21305

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	4937 LEDGESTONE TRL, TEMPLE, TX 76502-7966

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Last Sale	Feb 25, 2014
Deed Sale	Feb 25, 2014
Deed Document Number	2014-00006741
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4937 LEDGESTONE TRL, TEMPLE, TX 76502-7966
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6911 LOUIS QUALLS LN, TEMPLE, TX 76502-4453

Mortgage

Document Number	0000046345
Date	Sep 22, 2025
Instrument	2025046345

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4937 LEDGESTONE TRL, TEMPLE, TX 76502-7966
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056222
Date	Aug 31, 2021
Instrument	2021056222

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4937 LEDGESTONE TRL, TEMPLE, TX 76502-7966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010999
Date	Mar 21, 2017
Instrument	2017-00010999

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Jun 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4937 LEDGESTONE TRL, TEMPLE, TX 76502-7966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035400
Date	Jul 15, 2020
Instrument	2020-00035400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	218 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,166.00 (+0.06%)	$443,431 Land $40,000 Building $403,431	$443,431 Land $40,000 Building $403,431
2022	$10,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP, SOS Communications, T-Mobile, Verizon.

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