Bay County property record for 4937 Conner Ln, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,867 sqft · built 2023 |
| Lot Size | 0.162 acres (7,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,900 (May 2023) |
| Tax Bill | $4,618 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05903-100-198 |
| Primary APN | 05903-100-198 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,867 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,056 sqft (0.162 acres) |
| Lot Dimensions | 125 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4937 CONNER LN |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY PH 1 LOT 99 ORB 4690 P 981 |
| Legal Subdivision | LIBERTY PH 1 |
| Legal Lot Number | 99 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 500 |
Source: Bay County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4937 CONNER LN, PANAMA CITY, FL 32404-8965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 202330975 |
| Deed Book / Page | 4690 / 981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 18, 2023 |
| Property Address | 4937 CONNER LN, PANAMA CITY, FL 32404-8965 |
| Document Number | 0046900981 |
| Book / Page | 4690 / 981 |
| Map Reference | MB 29 PG 6-14 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023030975 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,267.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17745 ASHLEY DR, PANAMA CITY BEACH, FL 32413-5120 |
| Name | Verified Name |
|---|---|
| Address | 49367 CONNER LANE, PANAMA CITY, FL 32404 |
| Investor | Possibly a Property Investor |
| Document Number | 0004690985 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 4690/985 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,618.00 (+1.21%) | $292,453 (+573.68%) Land $64,191 Building $228,262 | $292,453 (+573.68%) Land $64,191 Building $228,262 |
| 2024 | $4,563.00 (+412.7%) | ||
| 2023 | $890.00 (+7.23%) | $43,411 (+4.25%) Land $43,411 | $43,411 (+4.25%) Land $43,411 |
| 2022 | $830.00 | $41,642 Land $41,642 | $41,642 Land $41,642 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 6 (2018–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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