49354 Monarch Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49354 Monarch Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,287 sqft · built 2016
Lot Size	0.193 acres (8,407 sqft)
Owner	Company Name on Record
Last Sale	$450,252 (May 2019)
Tax Bill	$7,463 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-351-049`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-351-049`
Alternative APN	`0820351049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,287 sqft Living Area
1st Floor Area	2,287 sqft
Basement Area	2,287 sqft
Unfinished Basement	2,287 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49354 MONARCH DR
City	MACOMB
State	MI
Zip	48044-1551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	MONARCH ESTATES CONDO MCCP #1118 UNIT 49 L 23805 PGS 856 - 933
Legal Subdivision	MONARCH ESTATES
Legal Unit	49
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4003
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Apr 4, 2022	Intrafamily Transfer, Transfer
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit DFCU FIN'L
May 1, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 11, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	20199048277
Deed Book / Page	25933 / 846
Last Transfer Date	Mar 28, 2022
Transfer Doc	0000047293
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49354 MONARCH DR, MACOMB, MI 48044-1551

Mortgage

Document Number	2200111606
Date	Sep 27, 2022
Book Page	28829/236
Instrument	202200111606

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 4, 2022
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Document Number	2200047293
Book / Page	28531 / 583
Map Reference	LB 23805 PG 856-933
Instrument Date	Mar 28, 2022
Instrument	202200047293
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	49354 MONARCH DR, MACOMB, MI 48044-1551

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013858
Date	Feb 3, 2020
Book Page	26491/738
Instrument	2013858

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Document Number	0000043336
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49354 MONARCH DR MACOMB MI 480441551, MACOMB, MI 48044-1551

Mortgage

Document Number	0000043336
Date	Nov 19, 2020
Book Page	027179/000324
Instrument	43336

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 1, 2019
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Document Number	0000048277
Book / Page	025933 / 000846
Instrument Date	Apr 19, 2019
Instrument	48277
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$3,872.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49354 MONARCH DR MACOMB MI 480441551, MACOMB, MI 48044-1551

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 11, 2017
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Document Number	0000121697
Book / Page	024993 / 000683
Instrument Date	Sep 29, 2017
Instrument	121697
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$593.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13376 WINDHAM DR WASHINGTON MI 480943174, WASHINGTON, MI 48094-3174

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 11, 2017
Property Address	49354 MONARCH DR, MACOMB, MI 48044-1551
Document Number	0000121698
Book / Page	024993 / 000685
Instrument Date	Sep 29, 2017
Instrument	121698
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,654.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49354 MONARCH DR MACOMB MI 48044, MACOMB, MI 48044

Mortgage

Document Number	121699
Date	Oct 11, 2017
Book Page	024993/000689
Instrument	121699

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,500 (+21.76%)	$591,000 (+21.76%)
2025	$7,463.00 (+13.06%)
2023		$242,700	$485,400
2022	$6,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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