4935 N Union Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4935 N Union Rd, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,040 sqft · built 1975
Lot Size11.9 acres (521,848 sqft)
OwnerIndividual Name on Record
Tax Bill$3,544 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone A (high risk)
APN9014-28-101-001

Property Details

APN / Parcel Number

Primary APN9014-28-101-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement225 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area521,848 sqft (11.9 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area351 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4935 N UNION RD
CityCEDAR FALLS
StateIA
Zip50613-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 410 FT NW NW EXC ALL LEGAL HWYS SEC 28 T 90 R 14
Legal Range14W
Legal Township90N
Legal Section28
JurisdictionBLACK HAWK IA
Township / Civil DivisionUNION
Census Block Group2
Census Block2067
Census Tract2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4935 N UNION RD, CEDAR FALLS, IA 50613-9428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 8, 2008
Transfer Doc0000018165
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4935 N UNION RD, CEDAR FALLS, IA 50613-9428
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300004958
DateSep 21, 2022
Instrument202300004958
Lender
NameCEDAR RAPIDS BANK & TRUST CO
TypeBank
AddressCEDAR RAPIDS, IA 52401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,544.00 (+1.55%) Homeowner's exemption$318,710 (+9.12%) Land $164,900 Building $153,810$318,710 (+9.12%) Land $164,900 Building $153,810
2024$3,490.00 (-1.02%)
2023$292,080 (+16.48%) Land $143,920 Building $148,160$292,080 (+16.48%) Land $143,920 Building $148,160
2022$3,526.00 Homeowner's exemption$250,750 Land $122,940 Building $127,810
2021$250,750 Land $122,940 Building $127,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 74% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Nextlink
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Union Rd

Nearby Streets

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