49348 Laura Dr, Hannibal, MO 63401 Property Records

Ralls County property record for 49348 Laura Dr, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2006
Lot Size	0.355 acres (15,464 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2022)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-09-05004.000`

Property Details

APN / Parcel Number

Primary APN	`35-09-05004.000`
Alternative APN	`04-0.1-11-002-05-01.11000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,754 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,464 sqft (0.355 acres)
Garage Type	Attached
Garage Area	1,514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	49348 LAURA DR
City	HANNIBAL
State	MO
Zip	63401-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W-10'LOT 23, ALL LOT 24 & E-18'LOT 25 BLK 8 LAKE HANNIBAL ESTATES
Legal Subdivision	LAKE HANNIBAL ESTATES
Legal Block	8
Legal Lot Number	23
Jurisdiction	RALLS MO
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3018
Census Tract	470300

Owner

Source: Ralls County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	49348 LAURA DR, HANNIBAL, MO 63401-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage THE F&M BANK & TRUST CO
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Sep 10, 2020
Deed Document Number	0202271739
Deed Book / Page	2022 / 71739
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	May 16, 2022
Property Address	49348 LAURA DR, HANNIBAL, MO 63401-7311
Document Number	0202271739
Instrument Date	May 13, 2022
Instrument	2022-71739
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49348 LAURA DR, HANNIBAL, MO 63401-7311

Mortgage

Document Number	0202271740
Date	May 16, 2022
Instrument	2022-71740

Lender

Name	THE F&M BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Sep 10, 2020
Property Address	49348 LAURA DR, HANNIBAL, MO 63401-7311
Document Number	202067737
Map Reference	MB 197 PG 265
Instrument Date	Sep 8, 2020
Instrument	2020-67737
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49348 LAURA DR, HANNIBAL, MO 63401-7311

Mortgage

Document Number	202067738
Date	Sep 10, 2020
Instrument	2020-67738

Lender

Name	HOMEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Ralls County
Municipality	Rensselaer Village
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (+15.87%)	$31,760 (+10.09%) Land $4,030 Building $27,730	$167,150 (+10.07%) Land $21,230 Building $145,920
2023	$1,682.00	$28,850 Land $3,520 Building $25,330	$151,860 Land $18,540 Building $133,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RALLS COUNTY PWSD 1 serves 7,662 people · EPA ID MO2024499
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

May also be available: Mark Twain Communications Company.

Cell Coverage

4G LTE only, no 5G reported

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