Oakland County property record for 4933 River Bank Ct, Troy, MI 48085
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 2,840 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $445,000 (Apr 2005) |
| Tax Bill | $7,412 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-205-005 |
| Primary APN | 88-20-15-205-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| 1st Floor Area | 1,473 sqft |
| Basement Area | 1,473 sqft |
| Unfinished Basement | 1,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 33 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4933 RIVER BANK CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4896 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CR1 |
| Legal Description | T2N,R11E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 1577 'RIVER BEND OF TROY'UNIT 5 L 31404 P 549 11-14-03 FR 201-050 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 5 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 197000 |
4933 River Bank Ct, a condominium, is owner-occupied and held in a trust since March 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4933 RIVER BANK CT, TROY, MI 48085-4896 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Intrafamily Transfer, Transfer |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional with PMI CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2005 · Amount on File |
| Deed Sale | Apr 4, 2005 · Amount on File |
| Deed Document Number | 200591419 |
| Deed Book / Page | 35254 / 439 |
| Last Transfer Date | Mar 7, 2024 |
| Transfer Doc | 0000024643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 13, 2024 |
| Property Address | 4933 RIVER BANK CT, TROY, MI 48085-4896 |
| Document Number | 0000024643 |
| Book / Page | 59218 / 131 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 24643 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4933 RIVER BANK CT, TROY, MI 48085-4896 |
| Name | Verified Name |
|---|---|
| Address | 4933 RIVER BANK CT, TROY, MI 48085-4896 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 5, 2018 |
| Property Address | 4933 RIVER BANK CT, TROY, MI 48085-4896 |
| Document Number | 0000094839 |
| Book / Page | 051874 / 000634 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 94839 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,179.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1172 ALAMEDA BLVD TROY MI 480856734, TROY, MI 48085-6734 |
| Document Number | 94840 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 051874/000636 |
| Instrument | 94840 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 4933 River Bank Ct was $7,412 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,412.00 | ||
| 2023 | $485,000 | ||
| 2022 | $7,709.00 | $242,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4933 River Bank Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4933 River Bank Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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