Macomb County property record for 49313 Monte Rd, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,224 sqft · built 2000 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,900 (Dec 2018) |
| Tax Bill | $5,809 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-29-331-007 |
| Primary APN | 15-09-29-331-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Basement Area | 2,224 sqft |
| Unfinished Basement | 2,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49313 MONTE RD |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-4879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | SUGARBUSH FARMS SUB NO.2 LIBER 138 P-46-49 LOT 63 |
| Legal Subdivision | SUGARBUSH FARMS SUB |
| Legal Lot Number | 63 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 268200 |
49313 Monte Rd is owned and occupied by an individual who bought it in December 2018.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49313 MONTE RD, CHESTERFIELD, MI 48047-4879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 28, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on File |
| Deed Sale | Dec 28, 2018 · Amount on File |
| Prior Sale | Nov 7, 2014 · Amount on File |
| Deed Document Number | 20188140327 |
| Deed Book / Page | 25746 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49313 MONTE RD, CHESTERFIELD, MI 48047-4879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054975 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 26688/456 |
| Instrument | 2054975 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 28, 2018 |
| Property Address | 49313 MONTE RD, CHESTERFIELD, MI 48047-4879 |
| Document Number | 0000140327 |
| Book / Page | 25746 / 091 |
| Map Reference | LB 138 PG 46 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 8140327 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | GREATER MACOMB TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49313 MONTE RD, 49313, CHESTERFIELD, MI 48047-4879 |
| Name | Verified Name |
|---|---|
| Address | 49313 MONTE RD, CHESTERFIELD, MI 48047-4879 |
| Document Number | 0000140328 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 8140328 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 49313 Monte Rd was $5,809 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,500 | $425,000 | |
| 2025 | $5,809.00 | ||
| 2023 | $179,000 | $358,000 | |
| 2022 | $5,096.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49313 Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49313 Monte Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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