4931 Rays Cir NW, Dublin, OH 43016 Property Records

Franklin County property record for 4931 Rays Cir NW, Dublin, OH 43016

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,894 sqft · built 2005
Lot Size	0.054 acres (2,374 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Aug 2018)
Tax Bill	$9,583 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-010500`

Property Details

APN / Parcel Number

Primary APN	`050-010500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,626 sqft
Attic Area	501 sqft
Game Room	Game Room

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	2,374 sqft (0.054 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4931 RAYS CIR NW
City	DUBLIN
State	OH
Zip	43016-6076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT RAYS CROSSING CONDOMINIUM (4TH AMD) UNIT 4931
Legal Subdivision	VILLAS AT RAYS CROSSING CONDOMINIUM (4TH
Jurisdiction	FRANKLIN OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3017
Census Tract	6239

Owner

4931 Rays Cir NW, a condominium, is owned and occupied by an individual who bought it in August 2018.

Source: Franklin County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4931 RAYS CIR NW, DUBLIN, OH 43016-6076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Jan 29, 2019	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit THE EQUITABLE MORTGAGE CORP
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC
Aug 13, 2018	Executor's Deed, Transfer · ARM KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Jul 7, 2015 · Amount on File
Deed Document Number	17763
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4931 RAYS CIR NW, DUBLIN, OH 43016-6076
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121715
Date	Jul 12, 2021
Instrument	202107120121715

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4931 RAYS CIR NW, DUBLIN, OH 43016-6076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010824
Date	Jan 29, 2019
Instrument	201901290010824

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4931 RAYS CIR NW, DUBLIN, OH 43016-6076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONARCH TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098998
Date	Jul 25, 2018
Instrument	201807250098998

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBUS, OH 43235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4931 RAYS CIR NW, DUBLIN, OH 43016-6076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDSEL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196366
Date	Dec 10, 2020
Instrument	202012100196366

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

August 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 13, 2018
Property Address	4931 RAYS CIR NW, DUBLIN, OH 43016-6076
Document Number	0000108187
Map Reference	MB157 PG10
Instrument Date	Aug 8, 2018
Instrument	201808130108187
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	550 OFFICENTER PL, COLUMBUS, OH 43230-5314

Mortgage

Document Number	0000108188
Date	Aug 13, 2018
Instrument	201808130108188

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Washington Township
Municipality	Hilliard City
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,583.00 (+22.48%) Homeowner's exemption	$143,470 (-) Land $21,350 Building $122,120
2023	$7,824.00 (+16.71%) Homeowner's exemption	$143,470 (+46.65%) Land $21,350 Building $122,120	$409,900 Land $61,000 Building $348,900
2022	$6,704.00 Homeowner's exemption	$97,830 Land $17,010 Building $80,820
2020			$279,500 Land $48,600 Building $230,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4931 Rays Cir NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4931 Rays Cir NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline.

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