4930 Spiral Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4930 Spiral Way, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,136 sqft · built 1984
Lot Size	1.12 acres (48,830 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2020)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-25-31-5151-0001-0100`

Property Details

APN / Parcel Number

Primary APN	`08-25-31-5151-0001-0100`
Alternative APNs	`253108515100010100` `90609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,830 sqft (1.12 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	456 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4930 SPIRAL WAY
City	SAINT CLOUD
State	FL
Zip	34771-7905
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OARM
Legal Description	SUNNY LAKE ESTATES PB 4 PG 101 LOT 10
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	SUNNY LAKE ESTATES
Legal Tract	5151
Legal Block	100
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4930 SPIRAL WAY, SAINT CLOUD, FL 34771-7905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	202096747
Deed Book / Page	5761 / 331
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0052992642
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2020
Property Address	4930 SPIRAL WAY, SAINT CLOUD, FL 34771-7905
Document Number	0057610331
Book / Page	5761 / 331
Map Reference	MB 4 PG 101
Instrument Date	Jul 21, 2020
Instrument	2020096747
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	YOUR TITLE CONNECTION LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 ALBANY AVE, 1020, SAINT CLOUD, FL 34771-8234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 SPIRAL WAY, SAINT CLOUD, FL 34771-7905

Mortgage

Document Number	0005761335
Date	Jul 24, 2020
Instrument	5761/335

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 12, 2018
Property Address	4930 SPIRAL WAY, SAINT CLOUD, FL 34771-7905
Document Number	0052992642
Book / Page	005299 / 002642
Instrument Date	Mar 8, 2018
Instrument	40737
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 SPIRAL WAY ST CLOUD FL 347717905, ST CLOUD, FL 34771-7905

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 17, 2017
Property Address	4930 SPIRAL WAY, SAINT CLOUD, FL 34771-7905
Document Number	0052241639
Book / Page	005224 / 001639
Instrument Date	Oct 9, 2017
Instrument	148029
Transaction Type	Transfer
Record Updated	Nov 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 SPIRAL WAY ST CLOUD FL 347717905, ST CLOUD, FL 34771-7905

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00 (+9.82%)	$230,300 (+7.17%) Land $106,400 Building $123,900	$230,300 (+7.17%) Land $106,400 Building $123,900
2024	$3,249.00 (+3.47%)
2023	$3,140.00 (+17.51%)	$214,900 (+34.48%) Land $78,400 Building $136,500	$214,900 (+34.48%) Land $78,400 Building $136,500
2022	$2,672.00	$159,800 Land $51,500 Building $108,300	$159,800 Land $51,500 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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