4930 River Trce, Theodore, AL 36582 Property Records

Mobile County property record for 4930 River Trce, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,876 sqft · built 1992
Lot Size	1.02 acres (44,400 sqft)
Owner	Individual Name on File
Last Sale	$999,500 (Mar 2025)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R023216010002001001`

Property Details

APN / Parcel Number

Primary APN	`R023216010002001001`
Alternative APNs	`32 16 01 0 002 001.001` `02113386` `2113386`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,876 sqft Living Area
1st Floor Area	1,918 sqft
Upper Floors Area	1,958 sqft
Basement Area	1,918 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,400 sqft (1.02 acres)
Lot Dimensions	370 ft deep x 120 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,320 sqft
Deck Area	720 sqft
Patio Area	720 sqft
Boat House	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2113386
Old Parcel Number	R023216010002001001
Street Address	4930 RIVER TRCE
City	THEODORE
State	AL
Zip	36582-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RIVER TRACE MBK 42 P 30 #SEC 01 T5S R1W #MP32 16 01 0 002
Legal Range	01W
Legal Township	05S
Legal Section	01
Legal Subdivision	RIVER TRACE
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	4
Census Block	4005
Census Tract	7000

Owner

4930 River Trce is owned and occupied by an individual who bought it in March 2025.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4930 RIVER TRCE, THEODORE, AL 36582-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
May 18, 2018	Warranty Deed, Transfer BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	2025015653
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4930 RIVER TRCE, THEODORE, AL 36582-2502
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	NOT AVAILABLE, GUARANTEE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025489
Date	Apr 22, 2021
Instrument	2021025489

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4930 RIVER TRCE, THEODORE, AL 36582-2502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058836
Date	Oct 7, 2019
Instrument	2019058836

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 18, 2018
Property Address	4930 RIVER TRCE, THEODORE, AL 36582-2502
Document Number	0000027802
Book / Page	007637 / 000985
Instrument Date	Apr 30, 2018
Instrument	27802
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11066 COUNTY RD GREENSBORO AL 36744, GREENSBORO, AL 36744

Mortgage

Document Number	27803
Date	May 18, 2018
Book Page	007637/000988
Instrument	27803

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4930 River Trce was $3,521 with a homeowner's exemption, up 2.6% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,521.00 (+2.56%) Homeowner's exemption	$73,960 (+2.49%) Land $23,980 Building $49,980	$739,600 (+2.49%) Land $239,800 Building $499,800
2024	$3,433.00 (-1.66%) Homeowner's exemption	$72,160 (-1.66%) Land $23,980 Building $48,180	$721,600 (-1.66%) Land $239,800 Building $481,800
2023	$3,491.00 Homeowner's exemption	$73,380 Land $24,640 Building $48,740	$733,800 Land $246,400 Building $487,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4930 River Trce in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	35 (1998–2022)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Hurricane Nate, Oct 2017 · 2 claims Hurricane Katrina, Aug 2005 · 22 claims Hurricane Georges, Sep 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4930 River Trce is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Mediacom Xtream.

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