493 Warwick Neck Ave, Warwick, RI 02889 Property Records

Warwick City property record for 493 Warwick Neck Ave, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,580 sqft · built 1924
Lot Size0.373 acres (16,250 sqft)
Owner2 Company Names on Record
Last Sale$700,000 (Jul 2022)
Tax Bill$7,611 (2025)
Deeds & MortgagesJul 2022 Sale
Sep 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN37800410000

Property Details

APN / Parcel Number

Primary APN37800410000
Alternative APNs
  • WARW M:378 B:0041 L:0000
  • 100156323
  • 140372
  • 150017

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,580 sqft Living Area
Gross Area4,040 sqft
1st Floor Area1,605 sqft
Basement Area1,950 sqft
Finished Basement975 sqft
Unfinished Basement975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial
Exterior MaterialStone
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area16,250 sqft (0.373 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number150017
Street Address493 WARWICK NECK AVE
CityWARWICK
StateRI
Zip02889-6036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA15
Legal Block41
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1015
Census Tract21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address493 WARWICK NECK AVE, WARWICK, RI 02889-6036
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Warranty Deed, Transfer
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN BANK
May 25, 2017Deed of Trust, Mortgage
EASTERN BANK
Dec 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Prior SaleJul 31, 1992 · Amount on Record
Deed Book / Page10181 / 262
Last Transfer DateJan 7, 2025
Transfer Doc010618-161
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJul 29, 2022
Property Address493 WARWICK NECK AVE, WARWICK, RI 02889-6036
Document Number010181-262
Book / Page10181 / 262
Instrument DateJul 24, 2022
Instrument10860
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address493 WARWICK NECK AVE, WARWICK, RI 02889-6036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address493 WARWICK NECK AVE, WARWICK, RI 02889-6036
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9951-14
DateSep 14, 2021
Book Page9951/14
Instrument18593
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address493 WARWICK NECK AVE, WARWICK, RI 02889-6036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8823-119
DateMay 25, 2017
Book Page8823/119
Instrument7282
Lender
NameEASTERN BANK
TypeBank
Agreement
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address493 WARWICK NECK AVE, WARWICK, RI 02889-6036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9699-278
DateDec 21, 2020
Book Page9699/278
Instrument20322
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,611.00 (+3.19%)$599,300 (+15.29%) Land $154,500 Building $444,800
2024$813,675
2023$7,376.00 (+13.53%)$519,800 (+49.84%) Land $142,200 Building $377,600
2022$6,497.00$346,900 Land $87,900 Building $259,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1985–2012)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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