McLean County property record for 493 W Harmons Ferry Rd, Calhoun, KY 42327
| Property Type | Single Family Home |
|---|---|
| Details | 2,688 sqft · built 1999 |
| Lot Size | 22.1 acres (963,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 2023) |
| Tax Bill | $423 (2025) |
| Deeds & Mortgages | Dec 2008 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-00-00-061-01-000 |
| Primary APN | 059-00-00-061-01-000 |
|---|---|
| Alternative APN |
|
| Building Area | 2,688 sqft Total Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 963,939 sqft (22.1 acres) |
| Street Address | 493 W HARMONS FERRY RD |
|---|---|
| City | CALHOUN |
| State | KY |
| Zip | 42327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 493 HARMONS FERRY RD W |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | LIVERMORE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970100 |
493 W Harmons Ferry Rd is owned by two individuals who bought it in August 2023.
Source: McLean County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1940 VENETIAN WAY, OWENSBORO, KY 42301-4262 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Dec 30, 2008 |
| Property Address | 493 W HARMONS FERRY RD, CALHOUN, KY 42327-9402 |
| Document Number | 000856/462 |
| Book / Page | 0856 / 462 |
| Instrument Date | Dec 18, 2008 |
| Instrument | 200800020501 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1630 BUCK CREEK CHURCH RD, CALHOUN, KY 42327-9691 |
| Name | Verified Name |
|---|---|
| Address | 441 W HARMONS FERRY RD, CALHOUN, KY 42327-9402 |
The 2025 property tax bill for 493 W Harmons Ferry Rd was $423.
Source: McLean County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McLean County |
| Unified School District | McLean County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,100 (-) | $41,100 (-) | |
| 2025 | $423.00 | $41,100 Land $40,000 Building $1,100 | $41,100 Land $40,000 Building $1,100 |
| 2023 | $15,863 | $94,645 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 493 W Harmons Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 493 W Harmons Ferry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MCLEAN CO WATER DISTRICT serves 2,934 people · EPA ID KY0300320 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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