Bergen County and Rutherford Borough property record for 493 Union Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 650 sqft · built 1948 |
| Lot Size | 0.673 acres (29,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2026) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00210-0000-00001-0000-C0002 |
| Primary APN | 56-00210-0000-00001-0000-C0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 650 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Condo/Apartment |
| Lot Area | 29,329 sqft (0.673 acres) |
| Street Address | 493 UNION AVE, 2 |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .67333 |
| Legal Subdivision | RUTHERFORD MANOR |
| Legal Block | 210 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 51100 |
493 Union Ave is owned by an individual who bought it in September 2026.
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 WATCHUNG AVE, BELLEVILLE, NJ 07109-1139 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Bargain and Sale Deed, Transfer CSC DOCUMENT RECORDING |
| Oct 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NEWTEK BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Feb 25, 2020 · Amount on File |
| Deed Document Number | 202661609 |
| Deed Book / Page | 5891 / 1200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 493 UNION AVE, 2, RUTHERFORD, NJ 07070-1316 |
| Document Number | 0000061609 |
| Book / Page | 5891 / 1200 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202661609 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $15,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 WATCHUNG AVE, BELLEVILLE, NJ 07109-1139 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 493 UNION AVE, RUTHERFORD, NJ 07070-1316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 215 WOODWARD AVE, RUTHERFORD, NJ 07070-2245 |
| Document Number | 0050970406 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 5097/406 |
| Instrument | 2023065089 |
| Name | NEWTEK BANK NA |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 493 Union Ave was $5,440, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (-) Land $110,000 Building $60,000 | $170,000 (-) Land $110,000 Building $60,000 | |
| 2025 | $5,440.00 (+2.54%) | $170,000 Land $110,000 Building $60,000 | $170,000 Land $110,000 Building $60,000 |
| 2024 | $5,305.00 | ||
| 2023 | $170,000 Land $110,000 Building $60,000 | $170,000 Land $110,000 Building $60,000 | |
| 2022 | $5,047.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 493 Union Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 493 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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