493 Tote Rd, Sylva, NC 28779 Property Records

Jackson County property record for 493 Tote Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 3 ba · 2,724 sqft · built 2015
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Owner Names on File
Last Sale	$325,000 (Dec 2013)
Tax Bill	$4,758 (2023)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7682-25-4743`

Property Details

APN / Parcel Number

Primary APN	`7682-25-4743`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,724 sqft
1st Floor Area	2,144 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Wood
Lot Area	138,956 sqft (3.19 acres)
Terrain	Rolling
Garage Area	712 sqft
Porch	Porch
Porch Area	539 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	493 TOTE RD
City	SYLVA
State	NC
Zip	28779-0610
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 254 REV BALSAM MTN PRESERVE
Legal Township	25
Legal Lot Number	254
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	1
Census Block	1029
Census Tract	950200

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	493 TOTE RD, SYLVA, NC 28779-0610

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 2, 2013 · Amount on Record
Deed Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	0002016841
Deed Book / Page	2016 / 841
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	493 TOTE RD, SYLVA, NC 28779-0610
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023060877
Date	Jun 30, 2021
Book Page	2306/877

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	Other
Margin	3
Max Rate	6.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,758.00	$1,252,350 Land $350,000 Building $902,350

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tote Rd

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