1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Terranova St

493 Terranova St, Winter Haven, FL 33884 Property Records

Polk County property record for 493 Terranova St, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,858 sqft · built 2004
Lot Size0.244 acres (10,624 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (May 2005)
Tax Bill$1,364 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-29-14-687805-001550

Property Details

APN / Parcel Number

Primary APN26-29-14-687805-001550
Alternative APNs
  • 142926687805001550
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area2,257 sqft
1st Floor Area1,858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,624 sqft (0.244 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchUnfinished Open Porch
Porch Area44 sqft
Patio Area168 sqft

Location & Zoning

Street Address493 TERRANOVA ST
CityWINTER HAVEN
StateFL
Zip33884-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 155
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTERRANOVA PHASE II
Legal PhaseII
Legal Tract687805
Legal Block4
Legal Lot Number155
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4020
Census Tract14501

Owner

Source: Polk County records · APN 26-29-14-687805-001550

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address493 TERRANOVA ST, WINTER HAVEN, FL 33884-3431
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2005 · Amount on Record
Deed SaleMay 20, 2005 · Amount on Record
Deed Document Number2005116766
Deed Book / Page6211 / 1442
Last Transfer DateAug 16, 2010
Transfer Doc0000133222
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address493 TERRANOVA ST, WINTER HAVEN, FL 33884-3431
Document Number0101800581
Instrument DateJun 08, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 TERRANOVA ST WINTER HAVEN FL 338843431, WINTER HAVEN, FL 33884-3431

Mortgage

Document Number0101800581
DateJun 19, 2017
Book Page010180/000581
Instrument116573
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,364.00 (+7.83%) Homeowner's exemption$116,445 (+5.99%)$237,824 (-8.71%) Land $50,000 Building $187,824
2023$1,265.00 (+4.03%) Homeowner's exemption$109,867 (+3%)$260,510 (+11.01%) Land $48,000 Building $212,510
2022$1,216.00 Homeowner's exemption$106,667$234,662 Land $40,000 Building $194,662

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Terranova St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures