Bergen County and Oradell Borough property record for 493 Summit Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,771 sqft · built 1911 |
| Lot Size | 0.441 acres (19,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $968,000 (Feb 2025) |
| Tax Bill | $21,070 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00602-0000-00010 |
| Primary APN | 44-00602-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,771 sqft Living Area |
|---|
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 19,201 sqft (0.441 acres) |
| Lot Dimensions | 150 ft deep x 128 ft wide |
| Account Number | 242600 |
|---|---|
| Street Address | 493 SUMMIT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 128X150 |
| Legal Subdivision | BOROUGH/ORADELL |
| Legal Block | 602 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40001 |
493 Summit Ave is owned and occupied by two individuals who bought it in February 2025.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 493 SUMMIT AVE, ORADELL, NJ 07649-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on File |
| Deed Sale | Feb 4, 2025 · Amount on File |
| Deed Document Number | 20258519 |
| Deed Book / Page | 5421 / 471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 493 SUMMIT AVE, ORADELL, NJ 07649-1327 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 493 SUMMIT AVE, ORADELL, NJ 07649-1327 |
| Document Number | 0057481614 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 5748/1614 |
| Instrument | 2026017670 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 493 Summit Ave was $21,070, up 16.9% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925,600 (+0.82%) Land $549,400 Building $376,200 | $925,600 (+0.82%) Land $549,400 Building $376,200 | |
| 2025 | $21,070.00 (+16.87%) | $918,100 Land $506,900 Building $411,200 | $918,100 Land $506,900 Building $411,200 |
| 2024 | $18,028.00 | ||
| 2023 | $658,500 Land $356,100 Building $302,400 | $658,500 Land $356,100 Building $302,400 | |
| 2022 | $16,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 493 Summit Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 493 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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