493 State St, Enola, PA 17025 Property Records

Cumberland County property record for 493 State St, Enola, PA 17025

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 2 ba · 1,891 sqft · built 1900
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Aug 2019)
Tax Bill$2,487 (2026)
Deeds & MortgagesJan 2020 Second Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-16-1050-027

Property Details

APN / Parcel Number

Primary APN45-16-1050-027
Alternative APN
  • 45000107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area1,891 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleDuplex Single
Exterior MaterialVinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions179 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address493 STATE ST
CityENOLA
StatePA
Zip17025-3004
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description493 STATE STREET LAND LESS THAN 1 ACRE
JurisdictionCUMBERLAND PA
Township / Civil DivisionEAST PENNSBORO
Census Block Group1
Census Block1023
Census Tract10300

Owner

Source: Cumberland County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address915 WETHERBURN DR, YORK, PA 17404-1293
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST CAPITAL FCU
Aug 26, 2019Warranty Deed, Transfer · Commercial Mortgage
MEMBERS 1ST FEDERAL CR UN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Deed Document Number201919653
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND PA
Property Address493 STATE ST, ENOLA, PA 17025-3004
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001042
DateJan 13, 2020
Instrument202001042
Lender
NameFIRST CAPITAL FCU
TypeCredit Union
AddressYORK, PA 17404
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 15, 2035

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND PA
Recording DateAug 26, 2019
Property Address493 STATE ST, ENOLA, PA 17025-3004
Document Number0000019653
Instrument DateJul 27, 2019
Instrument201919653
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019654
DateAug 26, 2019
Instrument201919654
Lender
NameMEMBERS 1ST FEDERAL CR UN
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyCumberland County
County SubdivisionEast Pennsboro Township
Unified School DistrictEast Pennsboro Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,487.00 (+7.9%)$118,400 (-) Land $31,400 Building $87,000
2024$2,305.00$118,400 Land $31,400 Building $87,000
2010$118,400 Land $31,400 Building $87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims78 (1979–2012)
Claims Outside the SFHA7 of 78
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 13 claims
  • Tropical Depression Ivan, Sep 2004 · 8 claims
  • Severe Storms And Flooding, Jan 1996 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN WATER CO WEST
public/private · serves 105,127 people · EPA ID PA7210029
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
PA.net
Fixed Wireless · not low latency
200 / 50

May also be available: T-Mobile.

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