DeSoto County property record for 493 Southern St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,026 sqft · built 1950 |
| Lot Size | 0.155 acres (6,737 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $488 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-4-00121-00 |
| Primary APN | 3-08-6-13-00-4-00121-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Adjusted Area |
| 1st Floor Area | 1,024 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,737 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 48 ft wide |
| Street Address | 493 SOUTHERN ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | 13-3-8 PT LOT 356 HERNANDO INC |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 356 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-13-00-4-00121-00
Assessment roll updated December 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2154 PLEASANT BEND DR, HERNANDO, MS 38632-2008 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 (+12.44%) | $4,193 (+33.88%) Land $720 Building $3,473 | $27,952 (+33.88%) Land $4,800 Building $23,152 |
| 2023 | $434.00 | $3,132 | $20,878 Land $4,800 Building $16,078 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711241, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Feb 2011 |
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0170002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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