493 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 493 School St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,126 sqft · built 1984
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$192,200 (Jul 2011)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:R053 B:13 L:B-3`

Property Details

APN / Parcel Number

Primary APN	`M:R053 B:13 L:B-3`
Alternative APNs	`BERW M:R053 B:13 L:B U:3` `2009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	3,222 sqft
1st Floor Area	1,126 sqft
Basement Area	642 sqft
Unfinished Basement	642 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2009
Street Address	493 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	PROPERTY & PLAN JACK CHAMBERS
Legal Block	13
Legal Lot Number	B
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2020
Census Tract	32002

Owner

493 School St is owned and occupied by two individuals who bought it in July 2011.

Source: York County and Berwick Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	493 SCHOOL ST, BERWICK, ME 03901-2865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2011 · Amount on File
Deed Sale	Jul 18, 2011 · Amount on File
Deed Document Number	201127323
Deed Book / Page	16128 / 527
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Jul 13, 2026
Property Address	493 SCHOOL ST, BERWICK, ME 03901-2865
Document Number	0000024192
Book / Page	19944 / 921
Instrument Date	Jul 2, 2026
Instrument	202624192
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 SCHOOL ST, BERWICK, ME 03901-2865

Mortgage

Document Number	0000024192,
Date	Jul 13, 2026
Book Page	19944/921
Instrument	202624192

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	493 SCHOOL ST, BERWICK, ME 03901-2865
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185620602
Date	Feb 18, 2021
Book Page	18562/602
Instrument	2021009572

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 493 School St was $4,496, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,496.00 (+4.56%)	$344,800 (-) Land $105,100 Building $239,700
2024	$4,300.00 (+11.34%)	$344,800 (+63.57%) Land $105,100 Building $239,700
2023	$3,862.00 (+0.55%)	$210,800 (-) Land $74,700 Building $136,100	$370,120
2022	$3,841.00	$210,800 Land $74,700 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 493 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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